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Single Family ResidenceResidential
$232,897
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $115,000 on May 1, 2009

1103 RIVERVIEW RD

STERLING, IL 61081
0
Baths
0.48 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$233K
$216K low$250K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$115,000 · May 1, 2009
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$92,897
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$74,318
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.59%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$116,000
SAUK VALLEY BANK · R · recorded Mar 30, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$24,000
SAUK VALLEY BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,107 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$72,795 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$6,040
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$66,755
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$68,526
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$218,385

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.9
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
13
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
31
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWHITESIDE
Lot (acres)The size of the land the home sits on, from county records.0.48
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Franklin Elementary School
Elementary · Grades PK–2 · 1.8 mi
M
Challand Middle SchoolC-
Middle · Grades 6–8 · 2.0 mi
H
Sterling High SchoolC+
High · Grades 9–12 · 2.2 mi

District: Sterling Community Unit District 5

Neighborhood · ZIP 61081These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.39

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.21,065
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.171 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,565
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,958
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1103 Riverview Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 84% of homes in Whiteside County
  • Has a bigger lot than 74% of homes in Sterling 61081

What homes are worth in Sterling 61081

Each bar is how many homes fall in that price range. The marker is this home.

This home
$49K$436K

This home is worth more than 81% of homes in Sterling 61081.

How it measures up in Sterling 61081

The dot is this home. The mark in the middle is the typical home in Sterling 61081.

Estimated value$232,897
CheaperTypical $137,037Pricier

Pricier than 81% of homes nearby

Lot size0.48 ac
SmallerTypical 0.22 acBigger

Bigger than 74% of homes nearby

How 1103 Riverview Rd ranks against every home in each area.
MeasureThis homeSterling 61081Whiteside County
Estimated valuepricier than$232,89781% of homes84% of homes
Lot sizebigger than0.48 ac74% of homes68% of homes

About 1103 Riverview Rd

How much is 1103 Riverview Rd, Sterling, IL worth?

The TopHap Estimate for 1103 Riverview Rd, Sterling, IL is $232,897 as of Jul 14, 2026. The likely range is $216,045 to $249,749. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1103 Riverview Rd, Sterling, IL last sell?

1103 Riverview Rd, Sterling, IL last sold on May 1, 2009 for $115,000, according to the county's recorded deed.

What schools serve 1103 Riverview Rd, Sterling, IL?

1103 Riverview Rd, Sterling, IL is assigned to Franklin Elementary School (elementary); Challand Middle School (middle), rated C-; Sterling High School (high), rated C+. All sit in Sterling Community Unit District 5. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1103 Riverview Rd, Sterling, IL compare to other homes in Sterling 61081?

Among the 7,725 homes in Sterling 61081, it is worth more than 81% of them ($232,897 against a typical $137,037) and its lot is bigger than 74% of them (0.48 ac against a typical 0.22 ac). Measured against all of Whiteside County, it is worth more than 84% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1103 Riverview Rd, Sterling, IL?

The 2025 property tax bill for 1103 Riverview Rd, Sterling, IL was $5,107. The county assessed it at $72,795.

Closest homes

More homes in Sterling 61081

Assigned schools

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