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Apartments (Generic)Residential

1104 CLAY ST

HENDERSON, KY 42420
3
Beds
8
Baths
5,935 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.32 ac
Lot SizeThe size of the land the home sits on, from county records.
1
StoriesHow many floors the home has above ground.
25
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$360 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$32,500 (2025)
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$32,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
33
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
11
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
90
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
82
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
6
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Apartments (Generic)
CountyHENDERSON
Lot (acres)The size of the land the home sits on, from county records.0.32
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Space
CoolingThe type of cooling or air conditioning in the home.Wall Unit
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 360 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
South Heights Elementary SchoolD+
Elementary · Grades KG–5 · 0.5 mi
M
Henderson County North Middle SchoolB-
Middle · Grades 6–8 · 0.8 mi
H
Henderson County High SchoolA-
High · Grades 9–12 · 1.3 mi

District: Henderson County School District

Neighborhood · ZIP 42420These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.122
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.152

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.19%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.35,771
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.166 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,065
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$72,001
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1104 Clay St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the largest homes in Henderson 42420

How it measures up in Henderson 42420

The dot is this home. The mark in the middle is the typical home in Henderson 42420.

Living area5,935 ft²
SmallerTypical 1,500 ft²Bigger

Bigger than almost all homes nearby

Lot size0.32 ac
SmallerTypical 0.28 acBigger

Bigger than 56% of homes nearby

How 1104 Clay St ranks against every home in each area.
MeasureThis homeHenderson 42420Henderson County
Living areabigger than5,935 ft²almost all homesalmost all homes
Lot sizebigger than0.32 ac56% of homes48% of homes

About 1104 Clay St

When did 1104 Clay St, Henderson, KY last sell?

1104 Clay St, Henderson, KY last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 1104 Clay St, Henderson, KY?

1104 Clay St, Henderson, KY has 3 bedrooms, 8 bathrooms, 5,935 square feet of living space and a 0.32-acre lot.

What schools serve 1104 Clay St, Henderson, KY?

1104 Clay St, Henderson, KY is assigned to South Heights Elementary School (elementary), rated D+; Henderson County North Middle School (middle), rated B-; Henderson County High School (high), rated A-. All sit in Henderson County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1104 Clay St, Henderson, KY compare to other homes in Henderson 42420?

Among the 12,943 homes in Henderson 42420, it is bigger than almost all of them (5,935 ft² against a typical 1,500 ft²) and its lot is bigger than 56% of them (0.32 ac against a typical 0.28 ac). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1104 Clay St, Henderson, KY?

The 2025 property tax bill for 1104 Clay St, Henderson, KY was $360. The county assessed it at $32,500.

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