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Single Family ResidenceResidential
$2,453,979$475 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $1,150,000 on Sep 30, 2020

11040 RIVER RD

POTOMAC, MD 20854
5 / 2
Baths
5,168 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.33 ac
Lot SizeThe size of the land the home sits on, from county records.
1953
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$2.5M
$2.2M low$2.7M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$1,150,000 · Sep 30, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$1,318,979
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$1,055,183
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.49%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$920,000
UNITED NATIONS FCU · 2.99% 1 · recorded Apr 24, 2020
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$215,000
UNITED NATIONAL MORTGAGE CO

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$16,533 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,599,467 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,424,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,949,800

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Townhouse
CountyMONTGOMERY
ConstructionThe main material the home's frame and walls are built from.Brick
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 134 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Potomac Elementary SchoolA
Elementary · Grades KG–5 · 0.8 mi
M
Herbert Hoover Middle SchoolA+
Middle · Grades 6–8 · 2.7 mi
H
Winston Churchill High SchoolA
High · Grades 9–12 · 3.0 mi

District: Montgomery County Public Schools

Neighborhood · ZIP 20854These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.43
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.35

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.51,685
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,423 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$211,237
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$271,649
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

11040 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 98% of homes in Montgomery County
  • Costs more per square foot than 91% of homes in Potomac 20854
  • Bigger than 95% of homes in Montgomery County
  • Among the largest lots in Montgomery County
  • Among the oldest homes in Potomac 20854

What homes are worth in Potomac 20854

Each bar is how many homes fall in that price range. The marker is this home.

This home
$613K$3.4M

This home is worth more than 93% of homes in Potomac 20854.

How it measures up in Potomac 20854

The dot is this home. The mark in the middle is the typical home in Potomac 20854.

Estimated value$2,453,979
CheaperTypical $1,272,825Pricier

Pricier than 93% of homes nearby

Price per ft²$475
CheaperTypical $370Pricier

Pricier than 91% of homes nearby

Living area5,168 ft²
SmallerTypical 3,360 ft²Bigger

Bigger than 76% of homes nearby

Lot size3.33 ac
SmallerTypical 0.3 acBigger

Bigger than 98% of homes nearby

Year built1953
OlderTypical 1977Newer

Older than almost all homes nearby

How 11040 River Rd ranks against every home in each area.
MeasureThis homePotomac 20854Montgomery County
Estimated valuepricier than$2,453,97993% of homes98% of homes
Price per ft²pricier than$47591% of homes91% of homes
Living areabigger than5,168 ft²76% of homes95% of homes
Lot sizebigger than3.33 ac98% of homesalmost all homes
Year builtnewer than1953almost no homes15% of homes

About 11040 River Rd

How much is 11040 River Rd, Potomac, MD worth?

The TopHap Estimate for 11040 River Rd, Potomac, MD is $2,453,979 as of Jul 14, 2026. The likely range is $2,226,464 to $2,681,494. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 11040 River Rd, Potomac, MD last sell?

11040 River Rd, Potomac, MD last sold on Sep 30, 2020 for $1,150,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 11040 River Rd, Potomac, MD?

11040 River Rd, Potomac, MD has 5 bathrooms and 5,168 square feet of living space.

When was 11040 River Rd, Potomac, MD built?

11040 River Rd, Potomac, MD was built in 1953, making it 73 years old. It is a townhouse home. The building has 1 story.

What schools serve 11040 River Rd, Potomac, MD?

11040 River Rd, Potomac, MD is assigned to Potomac Elementary School (elementary), rated A; Herbert Hoover Middle School (middle), rated A+; Winston Churchill High School (high), rated A. All sit in Montgomery County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 11040 River Rd, Potomac, MD compare to other homes in Potomac 20854?

Among the 17,261 homes in Potomac 20854, it is worth more than 93% of them ($2,453,979 against a typical $1,272,825), its price per square foot is higher than 91% of them ($475 against a typical $370), it is bigger than 76% of them (5,168 ft² against a typical 3,360 ft²), its lot is bigger than 98% of them (3.33 ac against a typical 0.3 ac) and it is newer than almost none of them (1953 against a typical 1977). Measured against all of Montgomery County, it is worth more than 98% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 11040 River Rd, Potomac, MD?

The 2025 property tax bill for 11040 River Rd, Potomac, MD was $16,533. The county assessed it at $1,599,467.

Closest homes

More homes in Potomac 20854

Assigned schools

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