Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$418,372$147 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $394,950 on Mar 27, 2025

1105 UNION VALLEY RD

RINER, VA 24149
4
Beds
3
Baths
2,852 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.98 ac
Lot SizeThe size of the land the home sits on, from county records.
1940
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
10
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$418K
$379K low$458K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$394,950 · Mar 27, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$83,422
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$66,738
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.81%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$334,950
BANK OF THE JAMES · recorded Mar 27, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,585 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$319,100 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$41,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$277,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$319,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$319,100

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Modern
CountyMONTGOMERY
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1980
Lot (acres)The size of the land the home sits on, from county records.1.98
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Auburn Middle SchoolB
Middle · Grades 6–8 · 1.9 mi
H
Auburn High SchoolB-
High · Grades 9–12 · 2.0 mi
E
Auburn Elementary SchoolA-
Elementary · Grades PK–5 · 2.1 mi

District: Montgomery County Public Schools

Neighborhood · ZIP 24149These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.57
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.86

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.3,538
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.66 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,872
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,965
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1105 Union Valley Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 71% of homes in Riner 24149
  • Costs less per square foot than 90% of homes in Montgomery County
  • Bigger than 86% of homes in Riner 24149
  • Has a bigger lot than 81% of homes in Montgomery County
  • Older than 93% of homes in Montgomery County

What homes are worth in Riner 24149

Each bar is how many homes fall in that price range. The marker is this home.

This home
$59K$737K

This home is worth more than 71% of homes in Riner 24149.

How it measures up in Riner 24149

The dot is this home. The mark in the middle is the typical home in Riner 24149.

Estimated value$418,372
CheaperTypical $310,502Pricier

Pricier than 71% of homes nearby

Price per ft²$147
CheaperTypical $181Pricier

Pricier than 28% of homes nearby

Living area2,852 ft²
SmallerTypical 1,782 ft²Bigger

Bigger than 86% of homes nearby

Lot size1.98 ac
SmallerTypical 1.73 acBigger

Bigger than 53% of homes nearby

Year built1940
OlderTypical 1994Newer

Newer than 10% of homes nearby

How 1105 Union Valley Rd ranks against every home in each area.
MeasureThis homeRiner 24149Montgomery County
Estimated valuepricier than$418,37271% of homes65% of homes
Price per ft²pricier than$14728% of homes10% of homes
Living areabigger than2,852 ft²86% of homes86% of homes
Lot sizebigger than1.98 ac53% of homes81% of homes
Year builtnewer than194010% of homes7% of homes

About 1105 Union Valley Rd

How much is 1105 Union Valley Rd, Riner, VA worth?

The TopHap Estimate for 1105 Union Valley Rd, Riner, VA is $418,372 as of Jul 14, 2026. The likely range is $378,555 to $458,189. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1105 Union Valley Rd, Riner, VA last sell?

1105 Union Valley Rd, Riner, VA last sold on Mar 27, 2025 for $394,950, according to the county's recorded deed.

How big is 1105 Union Valley Rd, Riner, VA?

1105 Union Valley Rd, Riner, VA has 4 bedrooms, 3 bathrooms, 2,852 square feet of living space and a 1.98-acre lot.

When was 1105 Union Valley Rd, Riner, VA built?

1105 Union Valley Rd, Riner, VA was built in 1940, making it 86 years old. It is a modern home. The building has 2 stories.

What schools serve 1105 Union Valley Rd, Riner, VA?

1105 Union Valley Rd, Riner, VA is assigned to Auburn Middle School (middle), rated B; Auburn High School (high), rated B-; Auburn Elementary School (elementary), rated A-. All sit in Montgomery County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1105 Union Valley Rd, Riner, VA compare to other homes in Riner 24149?

Among the 1,490 homes in Riner 24149, it is worth more than 71% of them ($418,372 against a typical $310,502), its price per square foot is higher than 28% of them ($147 against a typical $181), it is bigger than 86% of them (2,852 ft² against a typical 1,782 ft²), its lot is bigger than 53% of them (1.98 ac against a typical 1.73 ac) and it is newer than 10% of them (1940 against a typical 1994). Measured against all of Montgomery County, it is worth more than 65% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1105 Union Valley Rd, Riner, VA?

The 2026 property tax bill for 1105 Union Valley Rd, Riner, VA was $2,585. The county assessed it at $319,100.

Closest homes

More homes in Riner 24149

Assigned schools

Explore the area

See this home in context

Open 1105 Union Valley Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map