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Single Family ResidenceResidential
Last sold for $180,000 on Aug 23, 2012

11088 RAY RD

GAINES, MI 48436
4
Beds
2.5
Baths
1,636 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.93 ac
Lot SizeThe size of the land the home sits on, from county records.
1995
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
ParkingThe number of parking spaces on the property, including the garage.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$180,000 · Aug 23, 2012

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,219 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$147,900 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$16,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$131,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$139,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$295,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.26
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
11
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
55
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
60
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
6
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyGENESEE
Lot (acres)The size of the land the home sits on, from county records.0.93
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Gaines Elementary SchoolC
Elementary · Grades KG–5 · 1.0 mi
M
Swartz Creek Middle SchoolC-
Middle · Grades 6–8 · 6.3 mi
H
Swartz Creek High SchoolC-
High · Grades 9–12 · 6.4 mi

District: Swartz Creek Community Schools

Neighborhood · ZIP 48436These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.27
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.19

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.3,951
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.122 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$85,461
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$115,140
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

11088 Ray Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 69% of homes in Genesee County
  • Has a smaller lot than 81% of homes in Gaines 48436
  • Newer than 81% of homes in Genesee County

How it measures up in Gaines 48436

The dot is this home. The mark in the middle is the typical home in Gaines 48436.

Living area1,636 ft²
SmallerTypical 1,540 ft²Bigger

Bigger than 57% of homes nearby

Lot size0.93 ac
SmallerTypical 2.02 acBigger

Bigger than 19% of homes nearby

Year built1995
OlderTypical 1978Newer

Newer than 71% of homes nearby

How 11088 Ray Rd ranks against every home in each area.
MeasureThis homeGaines 48436Genesee County
Living areabigger than1,636 ft²57% of homes69% of homes
Lot sizebigger than0.93 ac19% of homes79% of homes
Year builtnewer than199571% of homes81% of homes

About 11088 Ray Rd

When did 11088 Ray Rd, Gaines, MI last sell?

11088 Ray Rd, Gaines, MI last sold on Aug 23, 2012 for $180,000, according to the county's recorded deed.

How big is 11088 Ray Rd, Gaines, MI?

11088 Ray Rd, Gaines, MI has 4 bedrooms, 2.5 bathrooms, 1,636 square feet of living space and a 0.93-acre lot.

When was 11088 Ray Rd, Gaines, MI built?

11088 Ray Rd, Gaines, MI was built in 1995, making it 31 years old. The building has 2 stories.

What schools serve 11088 Ray Rd, Gaines, MI?

11088 Ray Rd, Gaines, MI is assigned to Gaines Elementary School (elementary), rated C; Swartz Creek Middle School (middle), rated C-; Swartz Creek High School (high), rated C-. All sit in Swartz Creek Community Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 11088 Ray Rd, Gaines, MI compare to other homes in Gaines 48436?

Among the 1,469 homes in Gaines 48436, it is bigger than 57% of them (1,636 ft² against a typical 1,540 ft²), its lot is bigger than 19% of them (0.93 ac against a typical 2.02 ac) and it is newer than 71% of them (1995 against a typical 1978). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 11088 Ray Rd, Gaines, MI?

The 2025 property tax bill for 11088 Ray Rd, Gaines, MI was $3,219. The county assessed it at $147,900.

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