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Single Family ResidenceResidential
$1,020,797$456 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

1109 FERN ST

ASHLAND, OR 97520
3
Beds
4.5
Baths
2,240 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.
2021
Year BuiltThe year the home was originally built, according to county records.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1M
$960K low$1.1M high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$11,774 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$765,750 (2026)
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,388,560

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
41
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
74
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
43
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
49
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
23
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyJACKSON
Lot (acres)The size of the land the home sits on, from county records.0.25
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Ashland High SchoolA-
High · Grades 9–12 · 0.5 mi
E
Walker Elementary SchoolA
Elementary · Grades KG–5 · 0.7 mi
M
Ashland Middle SchoolA
Middle · Grades 6–8 · 0.9 mi

District: Ashland School District 5

Neighborhood · ZIP 97520These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.130
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.120
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.125

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.27,172
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.51 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,348
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,297
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1109 Fern St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Jackson County
  • Costs more per square foot than 97% of homes in Jackson County
  • Bigger than 87% of homes in Jackson County
  • Has a bigger lot than 73% of homes in Ashland 97520
  • Among the newest homes in 3 Tiers of Ashland

What homes are worth in Ashland 97520

Each bar is how many homes fall in that price range. The marker is this home.

This home
$250K$1.2M

This home is worth more than 97% of homes in Ashland 97520.

How it measures up in Ashland 97520

The dot is this home. The mark in the middle is the typical home in Ashland 97520.

Estimated value$1,020,797
CheaperTypical $556,644Pricier

Pricier than 97% of homes nearby

Price per ft²$456
CheaperTypical $356Pricier

Pricier than 84% of homes nearby

Living area2,240 ft²
SmallerTypical 1,540 ft²Bigger

Bigger than 84% of homes nearby

Lot size0.25 ac
SmallerTypical 0.18 acBigger

Bigger than 73% of homes nearby

Year built2021
OlderTypical 1979Newer

Newer than almost all homes nearby

How 1109 Fern St ranks against every home in each area.
MeasureThis home3 Tiers of AshlandAshland 97520Jackson County
Estimated valuepricier than$1,020,79796% of homes97% of homesalmost all homes
Price per ft²pricier than$45674% of homes84% of homes97% of homes
Living areabigger than2,240 ft²80% of homes84% of homes87% of homes
Lot sizebigger than0.25 ac59% of homes73% of homes72% of homes
Year builtnewer than2021almost all homesalmost all homes97% of homes

About 1109 Fern St

How much is 1109 Fern St, Ashland, OR worth?

The TopHap Estimate for 1109 Fern St, Ashland, OR is $1,020,797 as of Oct 21, 2026. The likely range is $959,632 to $1,081,962. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1109 Fern St, Ashland, OR last sell?

1109 Fern St, Ashland, OR last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 1109 Fern St, Ashland, OR?

1109 Fern St, Ashland, OR has 3 bedrooms, 4.5 bathrooms, 2,240 square feet of living space and a 0.25-acre lot.

When was 1109 Fern St, Ashland, OR built?

1109 Fern St, Ashland, OR was built in 2021, making it 5 years old.

What schools serve 1109 Fern St, Ashland, OR?

1109 Fern St, Ashland, OR is assigned to Ashland High School (high), rated A-; Walker Elementary School (elementary), rated A; Ashland Middle School (middle), rated A. All sit in Ashland School District 5. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1109 Fern St, Ashland, OR compare to other homes in Ashland 97520?

Among the 9,232 homes in Ashland 97520, it is worth more than 97% of them ($1,020,797 against a typical $556,644), its price per square foot is higher than 84% of them ($456 against a typical $356), it is bigger than 84% of them (2,240 ft² against a typical 1,540 ft²), its lot is bigger than 73% of them (0.25 ac against a typical 0.18 ac) and it is newer than almost all of them (2021 against a typical 1979). Measured against all of Jackson County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1109 Fern St, Ashland, OR?

The 2025 property tax bill for 1109 Fern St, Ashland, OR was $11,774. The county assessed it at $765,750.

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