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CondominiumResidential
$641,960$227 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

1109 FOREST BAY DR

WATERFORD, MI 48328
3
Beds
3.5
Baths
2,828 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.33 ac
Lot SizeThe size of the land the home sits on, from county records.
1992
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$642K
$553K low$731K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,963 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$287,510 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$262,280
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$575,020

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.30
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
11
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
60
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
61
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
18
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
StyleThe architectural style of the home, such as ranch or colonial.Contemporary
CountyOAKLAND
Lot (acres)The size of the land the home sits on, from county records.0.33
ConstructionThe main material the home's frame and walls are built from.Brick
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 416 ft²Patio · 416 ft²Porch · 76 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Haviland Elementary SchoolB
Elementary · Grades KG–5 · 1.2 mi
H
Mott High SchoolC+
High · Grades 9–12 · 2.6 mi
M
Pierce Middle SchoolC+
Middle · Grades 6–8 · 3.8 mi

District: Waterford School District

Neighborhood · ZIP 48328These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.129
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.25

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.25,578
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,364 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$66,786
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$92,681
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.53%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1109 Forest Bay Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 94% of homes in Waterford 48328
  • Costs more per square foot than 74% of homes in Waterford 48328
  • Bigger than 95% of homes in Waterford 48328
  • Has a bigger lot than 73% of homes in Waterford 48328
  • Newer than 83% of homes in Waterford 48328

What homes are worth in Waterford 48328

Each bar is how many homes fall in that price range. The marker is this home.

This home
$82K$928K

This home is worth more than 94% of homes in Waterford 48328.

How it measures up in Waterford 48328

The dot is this home. The mark in the middle is the typical home in Waterford 48328.

Estimated value$641,960
CheaperTypical $249,180Pricier

Pricier than 94% of homes nearby

Price per ft²$227
CheaperTypical $192Pricier

Pricier than 74% of homes nearby

Living area2,828 ft²
SmallerTypical 1,269 ft²Bigger

Bigger than 95% of homes nearby

Lot size0.33 ac
SmallerTypical 0.24 acBigger

Bigger than 73% of homes nearby

Year built1992
OlderTypical 1957Newer

Newer than 83% of homes nearby

How 1109 Forest Bay Dr ranks against every home in each area.
MeasureThis homeWaterford 48328Oakland County
Estimated valuepricier than$641,96094% of homes84% of homes
Price per ft²pricier than$22774% of homes57% of homes
Living areabigger than2,828 ft²95% of homes85% of homes
Lot sizebigger than0.33 ac73% of homes55% of homes
Year builtnewer than199283% of homes76% of homes

About 1109 Forest Bay Dr

How much is 1109 Forest Bay Dr, Waterford, MI worth?

The TopHap Estimate for 1109 Forest Bay Dr, Waterford, MI is $641,960 as of Sep 24, 2026. The likely range is $552,714 to $731,206. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1109 Forest Bay Dr, Waterford, MI last sell?

1109 Forest Bay Dr, Waterford, MI last sold on Jun 22, 2000, according to the county's recorded deed.

How big is 1109 Forest Bay Dr, Waterford, MI?

1109 Forest Bay Dr, Waterford, MI has 3 bedrooms, 3.5 bathrooms, 2,828 square feet of living space and a 0.33-acre lot.

When was 1109 Forest Bay Dr, Waterford, MI built?

1109 Forest Bay Dr, Waterford, MI was built in 1992, making it 34 years old. It is a contemporary home. The building has 1 story.

What schools serve 1109 Forest Bay Dr, Waterford, MI?

1109 Forest Bay Dr, Waterford, MI is assigned to Haviland Elementary School (elementary), rated B; Mott High School (high), rated C+; Pierce Middle School (middle), rated C+. All sit in Waterford School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1109 Forest Bay Dr, Waterford, MI compare to other homes in Waterford 48328?

Among the 8,726 homes in Waterford 48328, it is worth more than 94% of them ($641,960 against a typical $249,180), its price per square foot is higher than 74% of them ($227 against a typical $192), it is bigger than 95% of them (2,828 ft² against a typical 1,269 ft²), its lot is bigger than 73% of them (0.33 ac against a typical 0.24 ac) and it is newer than 83% of them (1992 against a typical 1957). Measured against all of Oakland County, it is worth more than 84% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1109 Forest Bay Dr, Waterford, MI?

The 2025 property tax bill for 1109 Forest Bay Dr, Waterford, MI was $3,963. The county assessed it at $287,510.

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