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Single Family ResidenceResidential
$108,994
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 75How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $26,000 on Jun 3, 2026

1109 N BLUFF ST

ALBANY, IL 61230
0
Baths
0.86 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$109K
$81K low$137K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$26,000 · Jun 3, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,456 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$51,793 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,422
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$47,371
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$50,512
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$155,379

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.27
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
18
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
17
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWHITESIDE
Lot (acres)The size of the land the home sits on, from county records.0.86
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Fulton High SchoolC
High · Grades 9–12 · 5.7 mi
M
River Bend Middle SchoolB
Middle · Grades 6–8 · 6.0 mi
E
Fulton Elementary SchoolB-
Elementary · Grades KG–5 · 6.1 mi

District: River Bend Community Unit District 2

Neighborhood · ZIP 61230These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.162
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.75
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.34

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.1,216
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.51 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,963
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$85,293
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1109 N Bluff St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 67% of homes in Albany 61230
  • Has a bigger lot than 81% of homes in Whiteside County

What homes are worth in Albany 61230

Each bar is how many homes fall in that price range. The marker is this home.

This home
$48K$296K

This home is worth more than 33% of homes in Albany 61230.

How it measures up in Albany 61230

The dot is this home. The mark in the middle is the typical home in Albany 61230.

Estimated value$108,994
CheaperTypical $132,948Pricier

Pricier than 33% of homes nearby

Lot size0.86 ac
SmallerTypical 0.42 acBigger

Bigger than 72% of homes nearby

How 1109 N Bluff St ranks against every home in each area.
MeasureThis homeAlbany 61230Whiteside County
Estimated valuepricier than$108,99433% of homes39% of homes
Lot sizebigger than0.86 ac72% of homes81% of homes

About 1109 N Bluff St

How much is 1109 N Bluff St, Albany, IL worth?

The TopHap Estimate for 1109 N Bluff St, Albany, IL is $108,994 as of Oct 21, 2026. The likely range is $81,305 to $136,683. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1109 N Bluff St, Albany, IL last sell?

1109 N Bluff St, Albany, IL last sold on Jun 3, 2026 for $26,000, according to the county's recorded deed.

What schools serve 1109 N Bluff St, Albany, IL?

1109 N Bluff St, Albany, IL is assigned to Fulton High School (high), rated C; River Bend Middle School (middle), rated B; Fulton Elementary School (elementary), rated B-. All sit in River Bend Community Unit District 2. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1109 N Bluff St, Albany, IL compare to other homes in Albany 61230?

Among the 486 homes in Albany 61230, it is worth more than 33% of them ($108,994 against a typical $132,948) and its lot is bigger than 72% of them (0.86 ac against a typical 0.42 ac). Measured against all of Whiteside County, it is worth more than 39% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1109 N Bluff St, Albany, IL?

The 2025 property tax bill for 1109 N Bluff St, Albany, IL was $4,456. The county assessed it at $51,793.

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Assigned schools

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