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Single Family ResidenceResidential
$226,033$214 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

1109 RIVER ST

ELKO, NV 89801
2
Beds
1
Baths
1,056 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
1945
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$226K
$204K low$248K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$734 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$28,668 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$12,950
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$15,718
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$28,705
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$81,909

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.53
68
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
87
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
55
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
12
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
43
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.37 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyELKO
Lot (acres)The size of the land the home sits on, from county records.0.12
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Elko High SchoolC-
High · Grades 9–12 · 0.4 mi
E
Grammar #2 Elementary SchoolC
Elementary · Grades KG–4 · 0.7 mi
M
Adobe Middle SchoolC
Middle · Grades 7–8 · 2.6 mi

District: Elko County School District

Neighborhood · ZIP 89801These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.99
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.110

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.0%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.24,513
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.7 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$90,828
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$105,028
Average tempThe average temperature here across a full year.42°F
Annual precipHow much rain and melted snow falls here in a typical year.13 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.70%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1109 River St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 87% of homes in Elko 89801
  • Costs less per square foot than 65% of homes in Elko 89801
  • Smaller than 87% of homes in Elko County
  • Has a smaller lot than 95% of homes in Elko County
  • Older than 92% of homes in Elko County

What homes are worth in Elko 89801

Each bar is how many homes fall in that price range. The marker is this home.

This home
$39K$784K

This home is worth more than 13% of homes in Elko 89801.

How it measures up in Elko 89801

The dot is this home. The mark in the middle is the typical home in Elko 89801.

Estimated value$226,033
CheaperTypical $375,687Pricier

Pricier than 13% of homes nearby

Price per ft²$214
CheaperTypical $241Pricier

Pricier than 35% of homes nearby

Living area1,056 ft²
SmallerTypical 1,604 ft²Bigger

Bigger than 14% of homes nearby

Lot size0.11 ac
SmallerTypical 0.21 acBigger

Bigger than 8% of homes nearby

Year built1945
OlderTypical 1990Newer

Newer than 10% of homes nearby

How 1109 River St ranks against every home in each area.
MeasureThis homeElko 89801Elko County
Estimated valuepricier than$226,03313% of homes18% of homes
Price per ft²pricier than$21435% of homes41% of homes
Living areabigger than1,056 ft²14% of homes13% of homes
Lot sizebigger than0.11 ac8% of homes5% of homes
Year builtnewer than194510% of homes8% of homes

About 1109 River St

How much is 1109 River St, Elko, NV worth?

The TopHap Estimate for 1109 River St, Elko, NV is $226,033 as of Sep 24, 2026. The likely range is $204,354 to $247,712. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1109 River St, Elko, NV last sell?

1109 River St, Elko, NV last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 1109 River St, Elko, NV?

1109 River St, Elko, NV has 2 bedrooms, 1 bathrooms, 1,056 square feet of living space and a 0.12-acre lot.

When was 1109 River St, Elko, NV built?

1109 River St, Elko, NV was built in 1945, making it 81 years old. The building has 1 story.

What schools serve 1109 River St, Elko, NV?

1109 River St, Elko, NV is assigned to Elko High School (high), rated C-; Grammar #2 Elementary School (elementary), rated C; Adobe Middle School (middle), rated C. All sit in Elko County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1109 River St, Elko, NV compare to other homes in Elko 89801?

Among the 8,162 homes in Elko 89801, it is worth more than 13% of them ($226,033 against a typical $375,687), its price per square foot is higher than 35% of them ($214 against a typical $241), it is bigger than 14% of them (1,056 ft² against a typical 1,604 ft²), its lot is bigger than 8% of them (0.11 ac against a typical 0.21 ac) and it is newer than 10% of them (1945 against a typical 1990). Measured against all of Elko County, it is worth more than 18% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1109 River St, Elko, NV?

The 2026 property tax bill for 1109 River St, Elko, NV was $734. The county assessed it at $28,668.

More homes on River St

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