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Single Family ResidenceResidential
$1,241,376$459 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

11094 HARBOR DR

THREE RIVERS, MI 49093
4
Beds
2.5
Baths
2,702 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.32 ac
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.2M
$1.1M low$1.3M high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,183 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$487,700 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$148,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$339,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$411,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$975,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.53
87
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
13
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
65
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
63
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
41
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.105 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyST. JOSEPH
Lot (acres)The size of the land the home sits on, from county records.0.32
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Norton Elementary SchoolB
Elementary · Grades KG–5 · 1.4 mi
H
Three Rivers High SchoolB
High · Grades 9–12 · 6.5 mi
M
Three Rivers Middle SchoolC+
Middle · Grades 6–8 · 6.5 mi

District: Three Rivers Community Schools

Neighborhood · ZIP 49093These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.119
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.79
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.22

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.17,961
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.161 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$66,264
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,878
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

11094 Harbor Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Three Rivers 49093
  • Costs more per square foot than 98% of homes in St. Joseph County
  • Bigger than 95% of homes in Three Rivers 49093
  • Has a smaller lot than 66% of homes in St. Joseph County
  • Newer than 92% of homes in Three Rivers 49093

What homes are worth in Three Rivers 49093

Each bar is how many homes fall in that price range. The marker is this home.

This home
$50K$860K

This home is worth more than almost all homes in Three Rivers 49093.

How it measures up in Three Rivers 49093

The dot is this home. The mark in the middle is the typical home in Three Rivers 49093.

Estimated value$1,241,376
CheaperTypical $219,757Pricier

Pricier than almost all homes nearby

Price per ft²$459
CheaperTypical $166Pricier

Pricier than 96% of homes nearby

Living area2,702 ft²
SmallerTypical 1,432 ft²Bigger

Bigger than 95% of homes nearby

Lot size0.32 ac
SmallerTypical 0.46 acBigger

Bigger than 35% of homes nearby

Year built2003
OlderTypical 1962Newer

Newer than 92% of homes nearby

How 11094 Harbor Dr ranks against every home in each area.
MeasureThis homeThree Rivers 49093St. Joseph County
Estimated valuepricier than$1,241,376almost all homesalmost all homes
Price per ft²pricier than$45996% of homes98% of homes
Living areabigger than2,702 ft²95% of homes95% of homes
Lot sizebigger than0.32 ac35% of homes34% of homes
Year builtnewer than200392% of homes89% of homes

About 11094 Harbor Dr

How much is 11094 Harbor Dr, Three Rivers, MI worth?

The TopHap Estimate for 11094 Harbor Dr, Three Rivers, MI is $1,241,376 as of Sep 24, 2026. The likely range is $1,140,486 to $1,342,266. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 11094 Harbor Dr, Three Rivers, MI last sell?

11094 Harbor Dr, Three Rivers, MI last sold on Jan 1, 1901, according to the county's recorded deed.

How big is 11094 Harbor Dr, Three Rivers, MI?

11094 Harbor Dr, Three Rivers, MI has 4 bedrooms, 2.5 bathrooms, 2,702 square feet of living space and a 0.32-acre lot.

When was 11094 Harbor Dr, Three Rivers, MI built?

11094 Harbor Dr, Three Rivers, MI was built in 2003, making it 23 years old. It is a ranch home.

What schools serve 11094 Harbor Dr, Three Rivers, MI?

11094 Harbor Dr, Three Rivers, MI is assigned to Norton Elementary School (elementary), rated B; Three Rivers High School (high), rated B; Three Rivers Middle School (middle), rated C+. All sit in Three Rivers Community Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 11094 Harbor Dr, Three Rivers, MI compare to other homes in Three Rivers 49093?

Among the 7,774 homes in Three Rivers 49093, it is worth more than almost all of them ($1,241,376 against a typical $219,757), its price per square foot is higher than 96% of them ($459 against a typical $166), it is bigger than 95% of them (2,702 ft² against a typical 1,432 ft²), its lot is bigger than 35% of them (0.32 ac against a typical 0.46 ac) and it is newer than 92% of them (2003 against a typical 1962). Measured against all of St. Joseph County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 11094 Harbor Dr, Three Rivers, MI?

The 2025 property tax bill for 11094 Harbor Dr, Three Rivers, MI was $7,183. The county assessed it at $487,700.

More homes on Harbor Dr

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