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Single Family ResidenceResidential
$623,809$195 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

11098 SAINT CHARLES PL

CARMEL, IN 46033
4
Beds
2.5
Baths
3,202 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.38 ac
Lot SizeThe size of the land the home sits on, from county records.
1988
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$624K
$597K low$650K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,501 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$595,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$154,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$440,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$571,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$595,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.51
41
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
8
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
77
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
87
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
42
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHAMILTON
Lot (acres)The size of the land the home sits on, from county records.0.38
ConstructionThe main material the home's frame and walls are built from.Brick
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Woodbrook Elementary SchoolA
Elementary · Grades KG–5 · 0.8 mi
M
Clay Middle SchoolA+
Middle · Grades 6–8 · 1.9 mi
H
Carmel High School
High · Grades 9–12 · 2.9 mi

District: Carmel Clay Schools

Neighborhood · ZIP 46033These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.44
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.36

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.43%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.42,831
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,216 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$153,456
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$195,335
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

11098 Saint Charles Pl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 76% of homes in Hamilton County
  • Bigger than 69% of homes in Hamilton County
  • Has a bigger lot than 74% of homes in Hamilton County
  • Older than 78% of homes in Hamilton County

What homes are worth in Carmel 46033

Each bar is how many homes fall in that price range. The marker is this home.

This home
$321K$1.4M

This home is worth more than 55% of homes in Carmel 46033.

How it measures up in Carmel 46033

The dot is this home. The mark in the middle is the typical home in Carmel 46033.

Estimated value$623,809
CheaperTypical $598,230Pricier

Pricier than 55% of homes nearby

Price per ft²$195
CheaperTypical $202Pricier

Pricier than 43% of homes nearby

Living area3,202 ft²
SmallerTypical 2,961 ft²Bigger

Bigger than 58% of homes nearby

Lot size0.38 ac
SmallerTypical 0.36 acBigger

Bigger than 58% of homes nearby

Year built1988
OlderTypical 1995Newer

Newer than 38% of homes nearby

How 11098 Saint Charles Pl ranks against every home in each area.
MeasureThis homeCarmel 46033Hamilton County
Estimated valuepricier than$623,80955% of homes76% of homes
Price per ft²pricier than$19543% of homes60% of homes
Living areabigger than3,202 ft²58% of homes69% of homes
Lot sizebigger than0.38 ac58% of homes74% of homes
Year builtnewer than198838% of homes22% of homes

About 11098 Saint Charles Pl

How much is 11098 Saint Charles Pl, Carmel, IN worth?

The TopHap Estimate for 11098 Saint Charles Pl, Carmel, IN is $623,809 as of Sep 24, 2026. The likely range is $597,481 to $650,137. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 11098 Saint Charles Pl, Carmel, IN last sell?

11098 Saint Charles Pl, Carmel, IN last sold on Dec 27, 2021, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 11098 Saint Charles Pl, Carmel, IN?

11098 Saint Charles Pl, Carmel, IN has 4 bedrooms, 2.5 bathrooms, 3,202 square feet of living space and a 0.38-acre lot.

When was 11098 Saint Charles Pl, Carmel, IN built?

11098 Saint Charles Pl, Carmel, IN was built in 1988, making it 38 years old. The building has 2 stories.

What schools serve 11098 Saint Charles Pl, Carmel, IN?

11098 Saint Charles Pl, Carmel, IN is assigned to Woodbrook Elementary School (elementary), rated A; Clay Middle School (middle), rated A+; Carmel High School (high). All sit in Carmel Clay Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 11098 Saint Charles Pl, Carmel, IN compare to other homes in Carmel 46033?

Among the 13,761 homes in Carmel 46033, it is worth more than 55% of them ($623,809 against a typical $598,230), its price per square foot is higher than 43% of them ($195 against a typical $202), it is bigger than 58% of them (3,202 ft² against a typical 2,961 ft²), its lot is bigger than 58% of them (0.38 ac against a typical 0.36 ac) and it is newer than 38% of them (1988 against a typical 1995). Measured against all of Hamilton County, it is worth more than 76% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 11098 Saint Charles Pl, Carmel, IN?

The 2024 property tax bill for 11098 Saint Charles Pl, Carmel, IN was $6,501. The county assessed it at $595,400.

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