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Single Family ResidenceResidential
$258,104$180 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

11190 HEMLOCK DR

OSCEOLA, IN 46561
3
Beds
2 / 1
Baths
1,432 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.38 ac
Lot SizeThe size of the land the home sits on, from county records.
1974
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$258K
$242K low$274K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,912 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$252,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$52,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$199,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$220,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$252,200

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySt. Joseph
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2000
Lot (acres)The size of the land the home sits on, from county records.0.38
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Above-Ground Pool
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 144 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Penn High School
High · Grades 9–12 · 2.4 mi
E
Elm Road Elementary SchoolB+
Elementary · Grades KG–5 · 3.0 mi
M
Grissom Middle SchoolB+
Middle · Grades 6–8 · 3.9 mi

District: Penn-Harris-Madison School Corporation

Neighborhood · ZIP 46561These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.44
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.26

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.11,866
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.935 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,346
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$98,351
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

11190 Hemlock Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 70% of homes in St. Joseph County
  • Has a bigger lot than 67% of homes in St. Joseph County
  • Newer than 66% of homes in St. Joseph County

What homes are worth in Osceola 46561

Each bar is how many homes fall in that price range. The marker is this home.

This home
$94K$632K

This home is worth more than 43% of homes in Osceola 46561.

How it measures up in Osceola 46561

The dot is this home. The mark in the middle is the typical home in Osceola 46561.

Estimated value$258,104
CheaperTypical $276,916Pricier

Pricier than 43% of homes nearby

Price per ft²$180
CheaperTypical $178Pricier

Pricier than 52% of homes nearby

Living area1,432 ft²
SmallerTypical 1,480 ft²Bigger

Bigger than 46% of homes nearby

Lot size0.38 ac
SmallerTypical 0.37 acBigger

Bigger than 54% of homes nearby

Year built1974
OlderTypical 1987Newer

Newer than 41% of homes nearby

How 11190 Hemlock Dr ranks against every home in each area.
MeasureThis homeOsceola 46561St. Joseph County
Estimated valuepricier than$258,10443% of homes62% of homes
Price per ft²pricier than$18052% of homes70% of homes
Living areabigger than1,432 ft²46% of homes51% of homes
Lot sizebigger than0.38 ac54% of homes67% of homes
Year builtnewer than197441% of homes66% of homes

About 11190 Hemlock Dr

How much is 11190 Hemlock Dr, Osceola, IN worth?

The TopHap Estimate for 11190 Hemlock Dr, Osceola, IN is $258,104 as of Sep 24, 2026. The likely range is $242,138 to $274,070. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 11190 Hemlock Dr, Osceola, IN last sell?

11190 Hemlock Dr, Osceola, IN last sold on Aug 8, 2019, according to the county's recorded deed.

How big is 11190 Hemlock Dr, Osceola, IN?

11190 Hemlock Dr, Osceola, IN has 3 bedrooms, 2 bathrooms, 1,432 square feet of living space and a 0.38-acre lot.

When was 11190 Hemlock Dr, Osceola, IN built?

11190 Hemlock Dr, Osceola, IN was built in 1974, making it 52 years old. The building has 2 stories.

What schools serve 11190 Hemlock Dr, Osceola, IN?

11190 Hemlock Dr, Osceola, IN is assigned to Penn High School (high); Elm Road Elementary School (elementary), rated B+; Grissom Middle School (middle), rated B+. All sit in Penn-Harris-Madison School Corporation. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 11190 Hemlock Dr, Osceola, IN compare to other homes in Osceola 46561?

Among the 4,970 homes in Osceola 46561, it is worth more than 43% of them ($258,104 against a typical $276,916), its price per square foot is higher than 52% of them ($180 against a typical $178), it is bigger than 46% of them (1,432 ft² against a typical 1,480 ft²), its lot is bigger than 54% of them (0.38 ac against a typical 0.37 ac) and it is newer than 41% of them (1974 against a typical 1987). Measured against all of St. Joseph County, it is worth more than 62% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 11190 Hemlock Dr, Osceola, IN?

The 2024 property tax bill for 11190 Hemlock Dr, Osceola, IN was $1,912. The county assessed it at $252,200.

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