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Single Family ResidenceResidential
$167,875$130 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

112 ANNETTE LN

CHERRY VALLEY, NY 13320
3
Beds
2
Baths
1,296 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.25 ac
Lot SizeThe size of the land the home sits on, from county records.
1992
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$168K
$139K low$197K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,641 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$103,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$14,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$89,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$103,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$147,857

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.39
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
8
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
59
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
92
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
39
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Modular
CountyOtsego
Lot (acres)The size of the land the home sits on, from county records.2.25
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
HeatingThe type of heating system in the home.Forced Air
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 208 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cherry Valley-Springfield Central SchoolC+
Elementary · Grades PK–12 · 6.7 mi

District: Cherry Valley-Springfield Central School District

Neighborhood · ZIP 13320These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.131
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.52

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.71%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.1,966
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.27 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$78,751
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$92,101
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

112 Annette Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 66% of homes in Otsego County
  • Smaller than 66% of homes in Otsego County
  • Newer than 81% of homes in Otsego County

What homes are worth in Cherry Valley 13320

Each bar is how many homes fall in that price range. The marker is this home.

This home
$71K$599K

This home is worth more than 38% of homes in Cherry Valley 13320.

How it measures up in Cherry Valley 13320

The dot is this home. The mark in the middle is the typical home in Cherry Valley 13320.

Estimated value$167,875
CheaperTypical $201,894Pricier

Pricier than 38% of homes nearby

Price per ft²$130
CheaperTypical $128Pricier

Pricier than 51% of homes nearby

Living area1,296 ft²
SmallerTypical 1,538 ft²Bigger

Bigger than 35% of homes nearby

Lot size2.25 ac
SmallerTypical 3.09 acBigger

Bigger than 46% of homes nearby

Year built1992
OlderTypical 1954Newer

Newer than 78% of homes nearby

How 112 Annette Ln ranks against every home in each area.
MeasureThis homeCherry Valley 13320Otsego County
Estimated valuepricier than$167,87538% of homes34% of homes
Price per ft²pricier than$13051% of homes44% of homes
Living areabigger than1,296 ft²35% of homes34% of homes
Lot sizebigger than2.25 ac46% of homes57% of homes
Year builtnewer than199278% of homes81% of homes

About 112 Annette Ln

How much is 112 Annette Ln, Cherry Valley, NY worth?

The TopHap Estimate for 112 Annette Ln, Cherry Valley, NY is $167,875 as of Sep 24, 2026. The likely range is $139,245 to $196,505. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 112 Annette Ln, Cherry Valley, NY?

112 Annette Ln, Cherry Valley, NY has 3 bedrooms, 2 bathrooms, 1,296 square feet of living space and a 2.25-acre lot.

When was 112 Annette Ln, Cherry Valley, NY built?

112 Annette Ln, Cherry Valley, NY was built in 1992, making it 34 years old. It is a modular home. The building has 1 story.

What schools serve 112 Annette Ln, Cherry Valley, NY?

112 Annette Ln, Cherry Valley, NY is assigned to Cherry Valley-Springfield Central School (elementary), rated C+. All sit in Cherry Valley-Springfield Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 112 Annette Ln, Cherry Valley, NY compare to other homes in Cherry Valley 13320?

Among the 1,103 homes in Cherry Valley 13320, it is worth more than 38% of them ($167,875 against a typical $201,894), its price per square foot is higher than 51% of them ($130 against a typical $128), it is bigger than 35% of them (1,296 ft² against a typical 1,538 ft²), its lot is bigger than 46% of them (2.25 ac against a typical 3.09 ac) and it is newer than 78% of them (1992 against a typical 1954). Measured against all of Otsego County, it is worth more than 34% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 112 Annette Ln, Cherry Valley, NY?

The 2024 property tax bill for 112 Annette Ln, Cherry Valley, NY was $1,641. The county assessed it at $103,500.

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