Skip to content
Skip to content
TopHapOpen in map
Residential (General/Single)Residential
$513,116$181 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

1122 SADDLE RIDGE TRL

CARY, IL 60013
4
Beds
2.5
Baths
2,838 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.22 ac
Lot SizeThe size of the land the home sits on, from county records.
1993
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$513K
$478K low$548K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$106,009
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$84,807
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.86%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$407,107
NATIONS RELIABLE LENDING LLC · 5.62% 2 · recorded Oct 8, 2024

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$136,893 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$20,575
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$116,318
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$122,434
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$410,679

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyMCHENRY
Lot (acres)The size of the land the home sits on, from county records.0.22
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Hannah Beardsley Middle SchoolA-
Middle · Grades 6–8 · 2.6 mi
E
Canterbury Elementary SchoolC
Elementary · Grades KG–5 · 2.7 mi
H
Prairie Ridge High SchoolA
High · Grades 9–12 · 4.7 mi

District: Crystal Lake Community Consolidated School District 47

Neighborhood · ZIP 60013These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.65
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.110
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.48

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.25,325
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,673 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$120,918
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$143,697
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1122 Saddle Ridge Trl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 82% of homes in McHenry County
  • Costs less per square foot than 80% of homes in Cary 60013
  • Bigger than 86% of homes in McHenry County
  • Has a smaller lot than 65% of homes in Cary 60013
  • Newer than 72% of homes in Cary 60013

What homes are worth in Cary 60013

Each bar is how many homes fall in that price range. The marker is this home.

This home
$206K$796K

This home is worth more than 79% of homes in Cary 60013.

How it measures up in Cary 60013

The dot is this home. The mark in the middle is the typical home in Cary 60013.

Estimated value$513,116
CheaperTypical $384,067Pricier

Pricier than 79% of homes nearby

Price per ft²$181
CheaperTypical $211Pricier

Pricier than 20% of homes nearby

Living area2,838 ft²
SmallerTypical 1,799 ft²Bigger

Bigger than 83% of homes nearby

Lot size0.22 ac
SmallerTypical 0.25 acBigger

Bigger than 35% of homes nearby

Year built1993
OlderTypical 1987Newer

Newer than 72% of homes nearby

How 1122 Saddle Ridge Trl ranks against every home in each area.
MeasureThis homeCary 60013McHenry County
Estimated valuepricier than$513,11679% of homes82% of homes
Price per ft²pricier than$18120% of homes25% of homes
Living areabigger than2,838 ft²83% of homes86% of homes
Lot sizebigger than0.22 ac35% of homes35% of homes
Year builtnewer than199372% of homes60% of homes

About 1122 Saddle Ridge Trl

How much is 1122 Saddle Ridge Trl, Cary, IL worth?

The TopHap Estimate for 1122 Saddle Ridge Trl, Cary, IL is $513,116 as of Jul 14, 2026. The likely range is $478,084 to $548,148. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1122 Saddle Ridge Trl, Cary, IL last sell?

1122 Saddle Ridge Trl, Cary, IL last sold on Oct 8, 2024, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 1122 Saddle Ridge Trl, Cary, IL?

1122 Saddle Ridge Trl, Cary, IL has 4 bedrooms, 2.5 bathrooms, 2,838 square feet of living space and a 0.22-acre lot.

When was 1122 Saddle Ridge Trl, Cary, IL built?

1122 Saddle Ridge Trl, Cary, IL was built in 1993, making it 33 years old. It is a colonial home. The building has 2 stories.

What schools serve 1122 Saddle Ridge Trl, Cary, IL?

1122 Saddle Ridge Trl, Cary, IL is assigned to Hannah Beardsley Middle School (middle), rated A-; Canterbury Elementary School (elementary), rated C; Prairie Ridge High School (high), rated A. All sit in Crystal Lake Community Consolidated School District 47. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1122 Saddle Ridge Trl, Cary, IL compare to other homes in Cary 60013?

Among the 9,586 homes in Cary 60013, it is worth more than 79% of them ($513,116 against a typical $384,067), its price per square foot is higher than 20% of them ($181 against a typical $211), it is bigger than 83% of them (2,838 ft² against a typical 1,799 ft²), its lot is bigger than 35% of them (0.22 ac against a typical 0.25 ac) and it is newer than 72% of them (1993 against a typical 1987). Measured against all of McHenry County, it is worth more than 82% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

Closest homes

More homes in Cary 60013

Assigned schools

Explore the area

See this home in context

Open 1122 Saddle Ridge Trl on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map