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Single Family ResidenceResidential
$404,470$217 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

11220 RUCKLE ST

CARMEL, IN 46032
3
Beds
3 / 1
Baths
1,868 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1995
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$404K
$384K low$425K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,965 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$404,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$96,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$308,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$365,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$404,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
9
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
78
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
86
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
42
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHamilton
Lot (acres)The size of the land the home sits on, from county records.0.20
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Clay Center Elementary SchoolA+
Elementary · Grades KG–5 · 1.7 mi
H
Carmel High SchoolA+
High · Grades 9–12 · 2.5 mi
M
Creekside Middle SchoolA+
Middle · Grades 6–8 · 3.9 mi

District: Carmel Clay Schools

Neighborhood · ZIP 46032These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.94
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.36

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.42%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.57,172
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,167 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$133,197
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$172,855
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

11220 Ruckle St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 80% of homes in Carmel 46032
  • Costs more per square foot than 78% of homes in Hamilton County
  • Smaller than 78% of homes in Carmel 46032
  • Has a smaller lot than 72% of homes in Carmel 46032
  • Older than 66% of homes in Hamilton County

What homes are worth in Carmel 46032

Each bar is how many homes fall in that price range. The marker is this home.

This home
$241K$2M

This home is worth more than 20% of homes in Carmel 46032.

How it measures up in Carmel 46032

The dot is this home. The mark in the middle is the typical home in Carmel 46032.

Estimated value$404,470
CheaperTypical $563,223Pricier

Pricier than 20% of homes nearby

Price per ft²$217
CheaperTypical $205Pricier

Pricier than 59% of homes nearby

Living area1,868 ft²
SmallerTypical 2,837 ft²Bigger

Bigger than 22% of homes nearby

Lot size0.2 ac
SmallerTypical 0.34 acBigger

Bigger than 28% of homes nearby

Year built1995
OlderTypical 1996Newer

Newer than 48% of homes nearby

How 11220 Ruckle St ranks against every home in each area.
MeasureThis homeCarmel 46032Hamilton County
Estimated valuepricier than$404,47020% of homes39% of homes
Price per ft²pricier than$21759% of homes78% of homes
Living areabigger than1,868 ft²22% of homes27% of homes
Lot sizebigger than0.2 ac28% of homes32% of homes
Year builtnewer than199548% of homes34% of homes

About 11220 Ruckle St

How much is 11220 Ruckle St, Carmel, IN worth?

The TopHap Estimate for 11220 Ruckle St, Carmel, IN is $404,470 as of Jul 14, 2026. The likely range is $383,596 to $425,344. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 11220 Ruckle St, Carmel, IN last sell?

11220 Ruckle St, Carmel, IN last sold on Mar 27, 2008, according to the county's recorded deed.

How big is 11220 Ruckle St, Carmel, IN?

11220 Ruckle St, Carmel, IN has 3 bedrooms, 3 bathrooms, 1,868 square feet of living space and a 0.20-acre lot.

When was 11220 Ruckle St, Carmel, IN built?

11220 Ruckle St, Carmel, IN was built in 1995, making it 31 years old. The building has 2 stories.

What schools serve 11220 Ruckle St, Carmel, IN?

11220 Ruckle St, Carmel, IN is assigned to Clay Center Elementary School (elementary), rated A+; Carmel High School (high), rated A+; Creekside Middle School (middle), rated A+. All sit in Carmel Clay Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 11220 Ruckle St, Carmel, IN compare to other homes in Carmel 46032?

Among the 15,905 homes in Carmel 46032, it is worth more than 20% of them ($404,470 against a typical $563,223), its price per square foot is higher than 59% of them ($217 against a typical $205), it is bigger than 22% of them (1,868 ft² against a typical 2,837 ft²), its lot is bigger than 28% of them (0.2 ac against a typical 0.34 ac) and it is newer than 48% of them (1995 against a typical 1996). Measured against all of Hamilton County, it is worth more than 39% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 11220 Ruckle St, Carmel, IN?

The 2024 property tax bill for 11220 Ruckle St, Carmel, IN was $3,965. The county assessed it at $404,500.

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