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Single Family ResidenceResidential
$622,055$366 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $355,000 on Oct 4, 2021

1128 RIVER BAY LN

CHARLESTON, SC 29492
4
Beds
2.5
Baths
1,698 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.13 ac
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$622K
$584K low$661K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$355,000 · Oct 4, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$273,485
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$218,788
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.59%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$348,570
MOVEMENT MORTGAGE · recorded Oct 4, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,274 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$26,158 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$6,379
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$19,779
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$435,965
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$471,600

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.84 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.45%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBERKELEY
Lot (acres)The size of the land the home sits on, from county records.0.13
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 176 ft²Porch · 90 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(2)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Philip Simmons High SchoolB+
High · Grades 9–12 · 0.7 mi
M
Philip Simmons Middle SchoolA-
Middle · Grades 5–8 · 1.1 mi
E
Philip Simmons Elementary SchoolB+
Elementary · Grades PK–4 · 1.1 mi

District: Berkeley County School District

Neighborhood · ZIP 29492These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.90
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.363

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.44%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.21,562
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.363 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$112,226
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$153,008
Average tempThe average temperature here across a full year.66°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1128 River Bay Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 87% of homes in Berkeley County
  • Costs more per square foot than 92% of homes in Berkeley County
  • Smaller than 73% of homes in Charleston 29492
  • Has a smaller lot than 87% of homes in Berkeley County
  • Older than 82% of homes in Charleston 29492

What homes are worth in Charleston 29492

Each bar is how many homes fall in that price range. The marker is this home.

This home
$338K$5.1M

This home is worth more than 24% of homes in Charleston 29492.

How it measures up in Charleston 29492

The dot is this home. The mark in the middle is the typical home in Charleston 29492.

Estimated value$622,055
CheaperTypical $1,128,379Pricier

Pricier than 24% of homes nearby

Price per ft²$366
CheaperTypical $489Pricier

Pricier than 23% of homes nearby

Living area1,698 ft²
SmallerTypical 2,472 ft²Bigger

Bigger than 27% of homes nearby

Lot size0.13 ac
SmallerTypical 0.18 acBigger

Bigger than 35% of homes nearby

Year built2003
OlderTypical 2007Newer

Newer than 18% of homes nearby

How 1128 River Bay Ln ranks against every home in each area.
MeasureThis homeCharleston 29492Berkeley County
Estimated valuepricier than$622,05524% of homes87% of homes
Price per ft²pricier than$36623% of homes92% of homes
Living areabigger than1,698 ft²27% of homes44% of homes
Lot sizebigger than0.13 ac35% of homes13% of homes
Year builtnewer than200318% of homes29% of homes

About 1128 River Bay Ln

How much is 1128 River Bay Ln, Charleston, SC worth?

The TopHap Estimate for 1128 River Bay Ln, Charleston, SC is $622,055 as of Jul 14, 2026. The likely range is $583,601 to $660,509. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1128 River Bay Ln, Charleston, SC last sell?

1128 River Bay Ln, Charleston, SC last sold on Oct 4, 2021 for $355,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 1128 River Bay Ln, Charleston, SC?

1128 River Bay Ln, Charleston, SC has 4 bedrooms, 2.5 bathrooms, 1,698 square feet of living space and a 0.13-acre lot.

When was 1128 River Bay Ln, Charleston, SC built?

1128 River Bay Ln, Charleston, SC was built in 2003, making it 23 years old. The building has 1 story.

What schools serve 1128 River Bay Ln, Charleston, SC?

1128 River Bay Ln, Charleston, SC is assigned to Philip Simmons High School (high), rated B+; Philip Simmons Middle School (middle), rated A-; Philip Simmons Elementary School (elementary), rated B+. All sit in Berkeley County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1128 River Bay Ln, Charleston, SC compare to other homes in Charleston 29492?

Among the 7,006 homes in Charleston 29492, it is worth more than 24% of them ($622,055 against a typical $1,128,379), its price per square foot is higher than 23% of them ($366 against a typical $489), it is bigger than 27% of them (1,698 ft² against a typical 2,472 ft²), its lot is bigger than 35% of them (0.13 ac against a typical 0.18 ac) and it is newer than 18% of them (2003 against a typical 2007). Measured against all of Berkeley County, it is worth more than 87% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1128 River Bay Ln, Charleston, SC?

The 2025 property tax bill for 1128 River Bay Ln, Charleston, SC was $8,274. The county assessed it at $26,158.

More homes on River Bay Ln

Closest homes

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Assigned schools

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