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Residential (General/Single)Residential
$119,643$169 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

1131 STEPHENS ST

WATER VALLEY, MS 38965
3
Beds
0
Baths
706 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
16 ac
Lot SizeThe size of the land the home sits on, from county records.
1933
Year BuiltThe year the home was originally built, according to county records.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$120K
$114K low$125K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$853 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$6,479 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,160
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$1,319
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$6,479
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$43,192

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.54 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyYalobusha
Lot (acres)The size of the land the home sits on, from county records.16.00
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Pier/Post & Beam
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Davidson Elementary SchoolC-
Elementary · Grades PK–6 · 0.5 mi
M
Water Valley High SchoolC+
Middle · Grades 7–12 · 1.6 mi

District: Water Valley School District

Neighborhood · ZIP 38965These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.108
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.106
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.82

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.84%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.9,542
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.37 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$54,497
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$65,152
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.58 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1131 Stephens St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 66% of homes in Water Valley 38965
  • Costs more per square foot than 95% of homes in Yalobusha County
  • Smaller than 95% of homes in Water Valley 38965
  • Has a bigger lot than 84% of homes in Water Valley 38965
  • Older than 94% of homes in Yalobusha County

What homes are worth in Water Valley 38965

Each bar is how many homes fall in that price range. The marker is this home.

This home
$66K$553K

This home is worth more than 34% of homes in Water Valley 38965.

How it measures up in Water Valley 38965

The dot is this home. The mark in the middle is the typical home in Water Valley 38965.

Estimated value$119,643
CheaperTypical $154,448Pricier

Pricier than 34% of homes nearby

Price per ft²$169
CheaperTypical $94Pricier

Pricier than 87% of homes nearby

Living area706 ft²
SmallerTypical 1,556 ft²Bigger

Bigger than 5% of homes nearby

Lot size16 ac
SmallerTypical 2.3 acBigger

Bigger than 84% of homes nearby

Year built1933
OlderTypical 1984Newer

Newer than 7% of homes nearby

How 1131 Stephens St ranks against every home in each area.
MeasureThis homeWater Valley 38965Yalobusha County
Estimated valuepricier than$119,64334% of homes45% of homes
Price per ft²pricier than$16987% of homes95% of homes
Living areabigger than706 ft²5% of homes8% of homes
Lot sizebigger than16 ac84% of homes84% of homes
Year builtnewer than19337% of homes6% of homes

About 1131 Stephens St

How much is 1131 Stephens St, Water Valley, MS worth?

The TopHap Estimate for 1131 Stephens St, Water Valley, MS is $119,643 as of Oct 21, 2026. The likely range is $113,917 to $125,369. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1131 Stephens St, Water Valley, MS last sell?

1131 Stephens St, Water Valley, MS last sold on Apr 22, 1993, according to the county's recorded deed.

How big is 1131 Stephens St, Water Valley, MS?

1131 Stephens St, Water Valley, MS has 3 bedrooms, 706 square feet of living space and a 16.00-acre lot.

When was 1131 Stephens St, Water Valley, MS built?

1131 Stephens St, Water Valley, MS was built in 1933, making it 93 years old.

What schools serve 1131 Stephens St, Water Valley, MS?

1131 Stephens St, Water Valley, MS is assigned to Davidson Elementary School (elementary), rated C-; Water Valley High School (middle), rated C+. All sit in Water Valley School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1131 Stephens St, Water Valley, MS compare to other homes in Water Valley 38965?

Among the 3,724 homes in Water Valley 38965, it is worth more than 34% of them ($119,643 against a typical $154,448), its price per square foot is higher than 87% of them ($169 against a typical $94), it is bigger than 5% of them (706 ft² against a typical 1,556 ft²), its lot is bigger than 84% of them (16 ac against a typical 2.3 ac) and it is newer than 7% of them (1933 against a typical 1984). Measured against all of Yalobusha County, it is worth more than 45% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1131 Stephens St, Water Valley, MS?

The 2024 property tax bill for 1131 Stephens St, Water Valley, MS was $853. The county assessed it at $6,479.

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