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Single Family ResidenceResidential
$461,011$236 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

1138 AMBER WAY

OWINGS, MD 20736
2
Baths
1,955 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
1998
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$461K
$423K low$499K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,051 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$361,600 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$354,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$375,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
28
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
78
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
79
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
52
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountyCALVERT
Lot (acres)The size of the land the home sits on, from county records.1.00
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 128 ft²Porch · 88 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Windy Hill Elementary SchoolA-
Elementary · Grades PK–5 · 1.0 mi
M
Windy Hill Middle SchoolA-
Middle · Grades 6–8 · 1.1 mi
H
Northern High SchoolB+
High · Grades 9–12 · 3.7 mi

District: Calvert County Public Schools

Neighborhood · ZIP 20736These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.91
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.35

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.11,729
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.448 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$151,758
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$164,720
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1138 Amber Way measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 82% of homes in Owings 20736
  • Costs less per square foot than 83% of homes in Owings 20736
  • Newer than 70% of homes in Owings 20736

What homes are worth in Owings 20736

Each bar is how many homes fall in that price range. The marker is this home.

This home
$276K$1M

This home is worth more than 18% of homes in Owings 20736.

How it measures up in Owings 20736

The dot is this home. The mark in the middle is the typical home in Owings 20736.

Estimated value$461,011
CheaperTypical $611,544Pricier

Pricier than 18% of homes nearby

Price per ft²$236
CheaperTypical $277Pricier

Pricier than 17% of homes nearby

Living area1,955 ft²
SmallerTypical 2,208 ft²Bigger

Bigger than 38% of homes nearby

Lot size1 ac
SmallerTypical 1.26 acBigger

Bigger than 36% of homes nearby

Year built1998
OlderTypical 1988Newer

Newer than 70% of homes nearby

How 1138 Amber Way ranks against every home in each area.
MeasureThis homeOwings 20736Calvert County
Estimated valuepricier than$461,01118% of homes46% of homes
Price per ft²pricier than$23617% of homes22% of homes
Living areabigger than1,955 ft²38% of homes58% of homes
Lot sizebigger than1 ac36% of homes63% of homes
Year builtnewer than199870% of homes70% of homes

About 1138 Amber Way

How much is 1138 Amber Way, Owings, MD worth?

The TopHap Estimate for 1138 Amber Way, Owings, MD is $461,011 as of Sep 24, 2026. The likely range is $423,243 to $498,779. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1138 Amber Way, Owings, MD last sell?

1138 Amber Way, Owings, MD last sold on Nov 9, 2010, according to the county's recorded deed.

How big is 1138 Amber Way, Owings, MD?

1138 Amber Way, Owings, MD has 2 bathrooms, 1,955 square feet of living space and a 1.00-acre lot.

When was 1138 Amber Way, Owings, MD built?

1138 Amber Way, Owings, MD was built in 1998, making it 28 years old. It is a split level home. The building has 2 stories.

What schools serve 1138 Amber Way, Owings, MD?

1138 Amber Way, Owings, MD is assigned to Windy Hill Elementary School (elementary), rated A-; Windy Hill Middle School (middle), rated A-; Northern High School (high), rated B+. All sit in Calvert County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1138 Amber Way, Owings, MD compare to other homes in Owings 20736?

Among the 3,144 homes in Owings 20736, it is worth more than 18% of them ($461,011 against a typical $611,544), its price per square foot is higher than 17% of them ($236 against a typical $277), it is bigger than 38% of them (1,955 ft² against a typical 2,208 ft²), its lot is bigger than 36% of them (1 ac against a typical 1.26 ac) and it is newer than 70% of them (1998 against a typical 1988). Measured against all of Calvert County, it is worth more than 46% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1138 Amber Way, Owings, MD?

The 2025 property tax bill for 1138 Amber Way, Owings, MD was $4,051. The county assessed it at $361,600.

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