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Single Family ResidenceResidential
$504,438$210 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $215,000 on May 29, 2009

114 OTTER RIVER RD

TEMPLETON, MA 01468
4
Beds
3.5
Baths
2,404 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
2004
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$504K
$478K low$531K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$215,000 · May 29, 2009
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$349,438
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$279,550
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.29%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$155,000
FITCHBURG SAVINGS BANK · recorded May 29, 2009

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,523 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$455,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$58,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$396,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$392,920

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.39
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
13
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
52
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
90
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
42
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.unmapped

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyWORCESTER
Lot (acres)The size of the land the home sits on, from county records.1.00
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Templeton Center Elementary SchoolD
Elementary · Grades KG–1 · 0.7 mi
M
Narragansett Middle SchoolC
Middle · Grades 5–8 · 1.9 mi
H
Narragansett Regional High SchoolC-
High · Grades 9–12 · 1.9 mi

District: Narragansett School District

Neighborhood · ZIP 01468These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.89
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.61

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.5,127
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.237 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$108,687
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$131,142
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

114 Otter River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 71% of homes in Templeton 01468
  • Costs less per square foot than 93% of homes in Worcester County
  • Bigger than 87% of homes in Templeton 01468
  • Has a bigger lot than 69% of homes in Worcester County
  • Newer than 88% of homes in Worcester County

What homes are worth in Templeton 01468

Each bar is how many homes fall in that price range. The marker is this home.

This home
$250K$721K

This home is worth more than 71% of homes in Templeton 01468.

How it measures up in Templeton 01468

The dot is this home. The mark in the middle is the typical home in Templeton 01468.

Estimated value$504,438
CheaperTypical $431,455Pricier

Pricier than 71% of homes nearby

Price per ft²$210
CheaperTypical $277Pricier

Pricier than 12% of homes nearby

Living area2,404 ft²
SmallerTypical 1,568 ft²Bigger

Bigger than 87% of homes nearby

Lot size1 ac
SmallerTypical 1.15 acBigger

Bigger than 39% of homes nearby

Year built2004
OlderTypical 1986Newer

Newer than 81% of homes nearby

How 114 Otter River Rd ranks against every home in each area.
MeasureThis homeTempleton 01468Worcester County
Estimated valuepricier than$504,43871% of homes54% of homes
Price per ft²pricier than$21012% of homes7% of homes
Living areabigger than2,404 ft²87% of homes77% of homes
Lot sizebigger than1 ac39% of homes69% of homes
Year builtnewer than200481% of homes88% of homes

About 114 Otter River Rd

How much is 114 Otter River Rd, Templeton, MA worth?

The TopHap Estimate for 114 Otter River Rd, Templeton, MA is $504,438 as of Jul 14, 2026. The likely range is $477,508 to $531,368. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 114 Otter River Rd, Templeton, MA last sell?

114 Otter River Rd, Templeton, MA last sold on May 29, 2009 for $215,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 114 Otter River Rd, Templeton, MA?

114 Otter River Rd, Templeton, MA has 4 bedrooms, 3.5 bathrooms, 2,404 square feet of living space and a 1.00-acre lot.

When was 114 Otter River Rd, Templeton, MA built?

114 Otter River Rd, Templeton, MA was built in 2004, making it 22 years old. It is a colonial home. The building has 2 stories.

What schools serve 114 Otter River Rd, Templeton, MA?

114 Otter River Rd, Templeton, MA is assigned to Templeton Center Elementary School (elementary), rated D; Narragansett Middle School (middle), rated C; Narragansett Regional High School (high), rated C-. All sit in Narragansett School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 114 Otter River Rd, Templeton, MA compare to other homes in Templeton 01468?

Among the 1,924 homes in Templeton 01468, it is worth more than 71% of them ($504,438 against a typical $431,455), its price per square foot is higher than 12% of them ($210 against a typical $277), it is bigger than 87% of them (2,404 ft² against a typical 1,568 ft²), its lot is bigger than 39% of them (1 ac against a typical 1.15 ac) and it is newer than 81% of them (2004 against a typical 1986). Measured against all of Worcester County, it is worth more than 54% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 114 Otter River Rd, Templeton, MA?

The 2025 property tax bill for 114 Otter River Rd, Templeton, MA was $5,523. The county assessed it at $455,700.

Closest homes

More homes in Templeton 01468

Assigned schools

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