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Single Family ResidenceResidential
$538,632$344 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $520,454 on Apr 21, 2025

114 SAPPHIRE ST

STEPHENSON, VA 22656
4
Beds
3
Baths
1,567 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.16 ac
Lot SizeThe size of the land the home sits on, from county records.
2025
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
11
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$539K
$508K low$569K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$520,454 · Apr 21, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,607 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$491,900 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$93,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$398,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$491,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$491,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.51
50
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
33
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
80
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
80
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
16
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.14 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFREDERICK
Lot (acres)The size of the land the home sits on, from county records.0.16
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Jordan Springs Elementary SchoolC+
Elementary · Grades PK–5 · 0.7 mi
H
James Wood High SchoolB-
High · Grades 9–12 · 4.2 mi
M
James Wood Middle SchoolD+
Middle · Grades 6–8 · 4.7 mi

District: Frederick County Public Schools

Neighborhood · ZIP 22656These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.63
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.80
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.40

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.4,395
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.521 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$112,333
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$116,464
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

114 Sapphire St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 72% of homes in Frederick County
  • Costs more per square foot than 96% of homes in Stephenson 22656
  • Smaller than 70% of homes in Stephenson 22656
  • Has a smaller lot than 81% of homes in Frederick County
  • Among the newest homes in Stephenson 22656

What homes are worth in Stephenson 22656

Each bar is how many homes fall in that price range. The marker is this home.

This home
$261K$738K

This home is worth more than 58% of homes in Stephenson 22656.

How it measures up in Stephenson 22656

The dot is this home. The mark in the middle is the typical home in Stephenson 22656.

Estimated value$538,632
CheaperTypical $499,411Pricier

Pricier than 58% of homes nearby

Price per ft²$344
CheaperTypical $240Pricier

Pricier than 96% of homes nearby

Living area1,567 ft²
SmallerTypical 1,944 ft²Bigger

Bigger than 30% of homes nearby

Lot size0.16 ac
SmallerTypical 0.18 acBigger

Bigger than 43% of homes nearby

Year built2025
OlderTypical 2016Newer

Newer than almost all homes nearby

How 114 Sapphire St ranks against every home in each area.
MeasureThis homeStephenson 22656Frederick County
Estimated valuepricier than$538,63258% of homes72% of homes
Price per ft²pricier than$34496% of homes93% of homes
Living areabigger than1,567 ft²30% of homes43% of homes
Lot sizebigger than0.16 ac43% of homes19% of homes
Year builtnewer than2025almost all homesalmost all homes

About 114 Sapphire St

How much is 114 Sapphire St, Stephenson, VA worth?

The TopHap Estimate for 114 Sapphire St, Stephenson, VA is $538,632 as of Sep 24, 2026. The likely range is $508,475 to $568,789. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 114 Sapphire St, Stephenson, VA last sell?

114 Sapphire St, Stephenson, VA last sold on Apr 21, 2025 for $520,454, according to the county's recorded deed.

How big is 114 Sapphire St, Stephenson, VA?

114 Sapphire St, Stephenson, VA has 4 bedrooms, 3 bathrooms, 1,567 square feet of living space and a 0.16-acre lot.

When was 114 Sapphire St, Stephenson, VA built?

114 Sapphire St, Stephenson, VA was built in 2025, making it 1 years old. The building has 1 story.

What schools serve 114 Sapphire St, Stephenson, VA?

114 Sapphire St, Stephenson, VA is assigned to Jordan Springs Elementary School (elementary), rated C+; James Wood High School (high), rated B-; James Wood Middle School (middle), rated D+. All sit in Frederick County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 114 Sapphire St, Stephenson, VA compare to other homes in Stephenson 22656?

Among the 2,290 homes in Stephenson 22656, it is worth more than 58% of them ($538,632 against a typical $499,411), its price per square foot is higher than 96% of them ($344 against a typical $240), it is bigger than 30% of them (1,567 ft² against a typical 1,944 ft²), its lot is bigger than 43% of them (0.16 ac against a typical 0.18 ac) and it is newer than almost all of them (2025 against a typical 2016). Measured against all of Frederick County, it is worth more than 72% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 114 Sapphire St, Stephenson, VA?

The 2026 property tax bill for 114 Sapphire St, Stephenson, VA was $2,607. The county assessed it at $491,900.

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