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Single Family ResidenceResidential
$274,309$192 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026
Last sold for $283,000 on Dec 17, 2021

11438 BAY GARDENS LOOP

RIVERVIEW, FL 33569
3
Beds
2
Baths
1,430 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.1 ac
Lot SizeThe size of the land the home sits on, from county records.
2006
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$274K
$255K low$294K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$283,000 · Dec 17, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$47,909
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$38,327
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.83%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$226,400
AMERICAN FEDERAL MORTGAGE CORP · recorded Dec 17, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,881 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$223,185 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$55,440
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$167,745
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$223,194
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$223,185

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
27
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
97
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
80
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
34
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Contemporary
CountyHillsborough
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2015
Lot (acres)The size of the land the home sits on, from county records.0.10
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 117 ft²Porch · 54 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Terrell Sessums Elementary SchoolB-
Elementary · Grades PK–5 · 0.3 mi
H
Riverview High SchoolB
High · Grades 9–12 · 1.3 mi
M
Rodgers Middle Magnet SchoolD-
Middle · Grades 6–8 · 1.5 mi

District: Hillsborough County School District

Neighborhood · ZIP 33569These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.65
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.275
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.16

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.32,078
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,121 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$91,940
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$110,061
Average tempThe average temperature here across a full year.73°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

11438 Bay Gardens Loop measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 95% of homes in Riverview 33569
  • Costs less per square foot than 68% of homes in Hillsborough County
  • Smaller than 86% of homes in Riverview 33569
  • Has a smaller lot than 94% of homes in Hillsborough County
  • Among the newest homes in Rivercrest

What homes are worth in Riverview 33569

Each bar is how many homes fall in that price range. The marker is this home.

This home
$236K$801K

This home is worth more than 5% of homes in Riverview 33569.

How it measures up in Riverview 33569

The dot is this home. The mark in the middle is the typical home in Riverview 33569.

Estimated value$274,309
CheaperTypical $389,976Pricier

Pricier than 5% of homes nearby

Price per ft²$192
CheaperTypical $197Pricier

Pricier than 43% of homes nearby

Living area1,430 ft²
SmallerTypical 2,012 ft²Bigger

Bigger than 14% of homes nearby

Lot size0.1 ac
SmallerTypical 0.19 acBigger

Bigger than 7% of homes nearby

Year built2006
OlderTypical 2004Newer

Newer than 70% of homes nearby

How 11438 Bay Gardens Loop ranks against every home in each area.
MeasureThis homeRivercrestRiverview 33569Hillsborough County
Estimated valuepricier than$274,30919% of homes5% of homes21% of homes
Price per ft²pricier than$19240% of homes43% of homes32% of homes
Living areabigger than1,430 ft²33% of homes14% of homes33% of homes
Lot sizebigger than0.1 ac28% of homes7% of homes6% of homes
Year builtnewer than2006almost all homes70% of homes77% of homes

About 11438 Bay Gardens Loop

How much is 11438 Bay Gardens Loop, Riverview, FL worth?

The TopHap Estimate for 11438 Bay Gardens Loop, Riverview, FL is $274,309 as of Jun 23, 2026. The likely range is $255,107 to $293,510. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 11438 Bay Gardens Loop, Riverview, FL last sell?

11438 Bay Gardens Loop, Riverview, FL last sold on Dec 17, 2021 for $283,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 11438 Bay Gardens Loop, Riverview, FL?

11438 Bay Gardens Loop, Riverview, FL has 3 bedrooms, 2 bathrooms, 1,430 square feet of living space and a 0.10-acre lot.

When was 11438 Bay Gardens Loop, Riverview, FL built?

11438 Bay Gardens Loop, Riverview, FL was built in 2006, making it 20 years old. It is a contemporary home. The building has 1 story.

What schools serve 11438 Bay Gardens Loop, Riverview, FL?

11438 Bay Gardens Loop, Riverview, FL is assigned to Terrell Sessums Elementary School (elementary), rated B-; Riverview High School (high), rated B; Rodgers Middle Magnet School (middle), rated D-. All sit in Hillsborough County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 11438 Bay Gardens Loop, Riverview, FL compare to other homes in Riverview 33569?

Among the 9,977 homes in Riverview 33569, it is worth more than 5% of them ($274,309 against a typical $389,976), its price per square foot is higher than 43% of them ($192 against a typical $197), it is bigger than 14% of them (1,430 ft² against a typical 2,012 ft²), its lot is bigger than 7% of them (0.1 ac against a typical 0.19 ac) and it is newer than 70% of them (2006 against a typical 2004). Measured against all of Hillsborough County, it is worth more than 21% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 11438 Bay Gardens Loop, Riverview, FL?

The 2025 property tax bill for 11438 Bay Gardens Loop, Riverview, FL was $5,881. The county assessed it at $223,185.

Closest homes

More homes in Riverview 33569

Assigned schools

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