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Single Family ResidenceResidential
$154,641$75 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 60How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

1144 HIGH ROCK LOOP

MONTEREY, TN 38574
2
Baths
2,050 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.95 ac
Lot SizeThe size of the land the home sits on, from county records.
1987
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$155K
$92K low$217K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$575 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$50,675 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,725
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$48,950
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$50,675
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$202,700

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.25 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCumberland
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2002
Lot (acres)The size of the land the home sits on, from county records.1.95
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Package
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Unfinished
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 128 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Pleasant Hill Elementary SchoolC-
Elementary · Grades PK–8 · 4.5 mi
H
Cumberland County High SchoolB+
High · Grades 9–12 · 12.1 mi

District: Cumberland County School District

Neighborhood · ZIP 38574These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.142
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.106
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.65

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.20%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.9,826
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.57 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$51,551
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$65,309
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.59 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1144 High Rock Loop measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 86% of homes in Cumberland County
  • Costs less per square foot than 98% of homes in Cumberland County
  • Bigger than 79% of homes in Cumberland County
  • Has a bigger lot than 69% of homes in Cumberland County
  • Older than 65% of homes in Cumberland County

What homes are worth in Monterey 38574

Each bar is how many homes fall in that price range. The marker is this home.

This home
$53K$786K

This home is worth more than 25% of homes in Monterey 38574.

How it measures up in Monterey 38574

The dot is this home. The mark in the middle is the typical home in Monterey 38574.

Estimated value$154,641
CheaperTypical $253,640Pricier

Pricier than 25% of homes nearby

Price per ft²$75
CheaperTypical $169Pricier

Pricier than 5% of homes nearby

Living area2,050 ft²
SmallerTypical 1,500 ft²Bigger

Bigger than 78% of homes nearby

Lot size1.95 ac
SmallerTypical 2.5 acBigger

Bigger than 43% of homes nearby

Year built1987
OlderTypical 1993Newer

Newer than 42% of homes nearby

How 1144 High Rock Loop ranks against every home in each area.
MeasureThis homeMonterey 38574Cumberland County
Estimated valuepricier than$154,64125% of homes14% of homes
Price per ft²pricier than$755% of homes2% of homes
Living areabigger than2,050 ft²78% of homes79% of homes
Lot sizebigger than1.95 ac43% of homes69% of homes
Year builtnewer than198742% of homes35% of homes

About 1144 High Rock Loop

How much is 1144 High Rock Loop, Monterey, TN worth?

The TopHap Estimate for 1144 High Rock Loop, Monterey, TN is $154,641 as of Oct 21, 2026. The likely range is $92,436 to $216,846. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1144 High Rock Loop, Monterey, TN last sell?

1144 High Rock Loop, Monterey, TN last sold on Aug 7, 1985, according to the county's recorded deed.

How big is 1144 High Rock Loop, Monterey, TN?

1144 High Rock Loop, Monterey, TN has 2 bathrooms, 2,050 square feet of living space and a 1.95-acre lot.

When was 1144 High Rock Loop, Monterey, TN built?

1144 High Rock Loop, Monterey, TN was built in 1987, making it 39 years old. The building has 2 stories.

What schools serve 1144 High Rock Loop, Monterey, TN?

1144 High Rock Loop, Monterey, TN is assigned to Pleasant Hill Elementary School (elementary), rated C-; Cumberland County High School (high), rated B+. All sit in Cumberland County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1144 High Rock Loop, Monterey, TN compare to other homes in Monterey 38574?

Among the 3,741 homes in Monterey 38574, it is worth more than 25% of them ($154,641 against a typical $253,640), its price per square foot is higher than 5% of them ($75 against a typical $169), it is bigger than 78% of them (2,050 ft² against a typical 1,500 ft²), its lot is bigger than 43% of them (1.95 ac against a typical 2.5 ac) and it is newer than 42% of them (1987 against a typical 1993). Measured against all of Cumberland County, it is worth more than 14% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1144 High Rock Loop, Monterey, TN?

The 2024 property tax bill for 1144 High Rock Loop, Monterey, TN was $575. The county assessed it at $50,675.

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