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Single Family ResidenceResidential
$93,178$46 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

1145 THOMAS ST

SOUTH BEND, IN 46601
6
Beds
2
Baths
2,008 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.1 ac
Lot SizeThe size of the land the home sits on, from county records.
1892
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$93K
$80K low$106K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,450 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$187,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$8,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$178,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$102,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$187,200

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySt. Joseph
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1944
Lot (acres)The size of the land the home sits on, from county records.0.10
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Madison STEAM AcademyC
Elementary · Grades KG–5 · 1.1 mi
H
Riley High SchoolD+
High · Grades 9–12 · 1.9 mi
M
Jackson Traditional SchoolC-
Middle · Grades 6–8 · 3.9 mi

District: South Bend Community School Corporation

Neighborhood · ZIP 46601These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.152
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.23

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.39%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.6,705
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,962 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$31,306
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$48,995
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1145 Thomas St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 88% of homes in St. Joseph County
  • Costs less per square foot than 98% of homes in St. Joseph County
  • Bigger than 80% of homes in St. Joseph County
  • Has a smaller lot than 94% of homes in St. Joseph County
  • Older than 98% of homes in St. Joseph County

What homes are worth in South Bend 46601

Each bar is how many homes fall in that price range. The marker is this home.

This home
$46K$1.2M

This home is worth more than 22% of homes in South Bend 46601.

How it measures up in South Bend 46601

The dot is this home. The mark in the middle is the typical home in South Bend 46601.

Estimated value$93,178
CheaperTypical $144,221Pricier

Pricier than 22% of homes nearby

Price per ft²$46
CheaperTypical $82Pricier

Pricier than 11% of homes nearby

Living area2,008 ft²
SmallerTypical 1,792 ft²Bigger

Bigger than 62% of homes nearby

Lot size0.1 ac
SmallerTypical 0.13 acBigger

Bigger than 31% of homes nearby

Year built1892
OlderTypical 1909Newer

Newer than 26% of homes nearby

How 1145 Thomas St ranks against every home in each area.
MeasureThis homeNear West SideSouth Bend 46601St. Joseph County
Estimated valuepricier than$93,17825% of homes22% of homes12% of homes
Price per ft²pricier than$4611% of homes11% of homes2% of homes
Living areabigger than2,008 ft²57% of homes62% of homes80% of homes
Lot sizebigger than0.1 ac26% of homes31% of homes6% of homes
Year builtnewer than189240% of homes26% of homes2% of homes

About 1145 Thomas St

How much is 1145 Thomas St, South Bend, IN worth?

The TopHap Estimate for 1145 Thomas St, South Bend, IN is $93,178 as of Aug 30, 2026. The likely range is $80,414 to $105,942. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 1145 Thomas St, South Bend, IN?

1145 Thomas St, South Bend, IN has 6 bedrooms, 2 bathrooms, 2,008 square feet of living space and a 0.10-acre lot.

When was 1145 Thomas St, South Bend, IN built?

1145 Thomas St, South Bend, IN was built in 1892, making it 134 years old. The building has 2 stories.

What schools serve 1145 Thomas St, South Bend, IN?

1145 Thomas St, South Bend, IN is assigned to Madison STEAM Academy (elementary), rated C; Riley High School (high), rated D+; Jackson Traditional School (middle), rated C-. All sit in South Bend Community School Corporation. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1145 Thomas St, South Bend, IN compare to other homes in South Bend 46601?

Among the 1,057 homes in South Bend 46601, it is worth more than 22% of them ($93,178 against a typical $144,221), its price per square foot is higher than 11% of them ($46 against a typical $82), it is bigger than 62% of them (2,008 ft² against a typical 1,792 ft²), its lot is bigger than 31% of them (0.1 ac against a typical 0.13 ac) and it is newer than 26% of them (1892 against a typical 1909). Measured against all of St. Joseph County, it is worth more than 12% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1145 Thomas St, South Bend, IN?

The 2024 property tax bill for 1145 Thomas St, South Bend, IN was $2,450. The county assessed it at $187,200.

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