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Single Family ResidenceResidential
$194,635$187 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $189,900 on Oct 1, 2025

11490 WATER ST

CLIO, MI 48420
3
Beds
1
Baths
1,040 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.46 ac
Lot SizeThe size of the land the home sits on, from county records.
1994
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$195K
$166K low$223K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$189,900 · Oct 1, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$895 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$80,500 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$71,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$161,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.29
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
21
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
56
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
57
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
2
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyGENESEE
Lot (acres)The size of the land the home sits on, from county records.0.46
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Clio Middle SchoolC+
Middle · Grades 6–8 · 1.1 mi
H
Clio Area High SchoolB
High · Grades 8–12 · 1.2 mi
E
Clio Intermediate SchoolB-
Elementary · Grades 4–5 · 1.9 mi

District: Clio Area School District

Neighborhood · ZIP 48420These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.90
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.101
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.20

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.20,617
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.316 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,000
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,192
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

11490 Water St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 89% of homes in Clio 48420
  • Smaller than 84% of homes in Clio 48420
  • Has a smaller lot than 76% of homes in Clio 48420
  • Newer than 81% of homes in Genesee County

What homes are worth in Clio 48420

Each bar is how many homes fall in that price range. The marker is this home.

This home
$62K$407K

This home is worth more than 48% of homes in Clio 48420.

How it measures up in Clio 48420

The dot is this home. The mark in the middle is the typical home in Clio 48420.

Estimated value$194,635
CheaperTypical $198,660Pricier

Pricier than 48% of homes nearby

Price per ft²$187
CheaperTypical $140Pricier

Pricier than 89% of homes nearby

Living area1,040 ft²
SmallerTypical 1,406 ft²Bigger

Bigger than 16% of homes nearby

Lot size0.46 ac
SmallerTypical 0.88 acBigger

Bigger than 24% of homes nearby

Year built1994
OlderTypical 1970Newer

Newer than 80% of homes nearby

How 11490 Water St ranks against every home in each area.
MeasureThis homeClio 48420Genesee County
Estimated valuepricier than$194,63548% of homes54% of homes
Price per ft²pricier than$18789% of homes82% of homes
Living areabigger than1,040 ft²16% of homes28% of homes
Lot sizebigger than0.46 ac24% of homes61% of homes
Year builtnewer than199480% of homes81% of homes

About 11490 Water St

How much is 11490 Water St, Clio, MI worth?

The TopHap Estimate for 11490 Water St, Clio, MI is $194,635 as of Aug 30, 2026. The likely range is $166,198 to $223,072. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 11490 Water St, Clio, MI last sell?

11490 Water St, Clio, MI last sold on Oct 1, 2025 for $189,900, according to the county's recorded deed.

How big is 11490 Water St, Clio, MI?

11490 Water St, Clio, MI has 3 bedrooms, 1 bathrooms, 1,040 square feet of living space and a 0.46-acre lot.

When was 11490 Water St, Clio, MI built?

11490 Water St, Clio, MI was built in 1994, making it 32 years old. The building has 1 story.

What schools serve 11490 Water St, Clio, MI?

11490 Water St, Clio, MI is assigned to Clio Middle School (middle), rated C+; Clio Area High School (high), rated B; Clio Intermediate School (elementary), rated B-. All sit in Clio Area School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 11490 Water St, Clio, MI compare to other homes in Clio 48420?

Among the 8,151 homes in Clio 48420, it is worth more than 48% of them ($194,635 against a typical $198,660), its price per square foot is higher than 89% of them ($187 against a typical $140), it is bigger than 16% of them (1,040 ft² against a typical 1,406 ft²), its lot is bigger than 24% of them (0.46 ac against a typical 0.88 ac) and it is newer than 80% of them (1994 against a typical 1970). Measured against all of Genesee County, it is worth more than 54% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 11490 Water St, Clio, MI?

The 2025 property tax bill for 11490 Water St, Clio, MI was $895. The county assessed it at $80,500.

More homes on Water St

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