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Single Family ResidenceResidential
$500,636$193 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

115 ASH ST

SPENCER, MA 01562
4
Beds
3 / 1
Baths
2,592 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.41 ac
Lot SizeThe size of the land the home sits on, from county records.
1987
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$501K
$467K low$534K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$362,236
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$289,789
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.26%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$138,400
EMORTGAGE MANAGEMENT · recorded Oct 26, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,073 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$432,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$56,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$375,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$432,100

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyWorcester
Lot (acres)The size of the land the home sits on, from county records.1.41
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Baseboard
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Knox Trail Middle SchoolC
Middle · Grades 5–8 · 0.4 mi
H
David Prouty High SchoolD+
High · Grades 9–12 · 1.0 mi
E
Wire Village SchoolC-
Elementary · Grades KG–4 · 1.6 mi

District: Spencer-East Brookfield School District

Neighborhood · ZIP 01562These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.107
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.58

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.12,315
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.362 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,330
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,868
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

115 Ash St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 69% of homes in Spencer 01562
  • Costs less per square foot than 96% of homes in Worcester County
  • Bigger than 86% of homes in Spencer 01562
  • Has a bigger lot than 77% of homes in Worcester County
  • Newer than 75% of homes in Spencer 01562

What homes are worth in Spencer 01562

Each bar is how many homes fall in that price range. The marker is this home.

This home
$231K$853K

This home is worth more than 69% of homes in Spencer 01562.

How it measures up in Spencer 01562

The dot is this home. The mark in the middle is the typical home in Spencer 01562.

Estimated value$500,636
CheaperTypical $427,823Pricier

Pricier than 69% of homes nearby

Price per ft²$193
CheaperTypical $285Pricier

Pricier than 7% of homes nearby

Living area2,592 ft²
SmallerTypical 1,633 ft²Bigger

Bigger than 86% of homes nearby

Lot size1.41 ac
SmallerTypical 0.6 acBigger

Bigger than 76% of homes nearby

Year built1987
OlderTypical 1968Newer

Newer than 75% of homes nearby

How 115 Ash St ranks against every home in each area.
MeasureThis homeSpencer 01562Worcester County
Estimated valuepricier than$500,63669% of homes53% of homes
Price per ft²pricier than$1937% of homes4% of homes
Living areabigger than2,592 ft²86% of homes82% of homes
Lot sizebigger than1.41 ac76% of homes77% of homes
Year builtnewer than198775% of homes69% of homes

About 115 Ash St

How much is 115 Ash St, Spencer, MA worth?

The TopHap Estimate for 115 Ash St, Spencer, MA is $500,636 as of Jul 14, 2026. The likely range is $467,343 to $533,929. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 115 Ash St, Spencer, MA last sell?

115 Ash St, Spencer, MA last sold on Jul 29, 1987, according to the county's recorded deed.

How big is 115 Ash St, Spencer, MA?

115 Ash St, Spencer, MA has 4 bedrooms, 3 bathrooms, 2,592 square feet of living space and a 1.41-acre lot.

When was 115 Ash St, Spencer, MA built?

115 Ash St, Spencer, MA was built in 1987, making it 39 years old. It is a colonial home. The building has 2 stories.

What schools serve 115 Ash St, Spencer, MA?

115 Ash St, Spencer, MA is assigned to Knox Trail Middle School (middle), rated C; David Prouty High School (high), rated D+; Wire Village School (elementary), rated C-. All sit in Spencer-East Brookfield School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 115 Ash St, Spencer, MA compare to other homes in Spencer 01562?

Among the 3,927 homes in Spencer 01562, it is worth more than 69% of them ($500,636 against a typical $427,823), its price per square foot is higher than 7% of them ($193 against a typical $285), it is bigger than 86% of them (2,592 ft² against a typical 1,633 ft²), its lot is bigger than 76% of them (1.41 ac against a typical 0.6 ac) and it is newer than 75% of them (1987 against a typical 1968). Measured against all of Worcester County, it is worth more than 53% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 115 Ash St, Spencer, MA?

The 2025 property tax bill for 115 Ash St, Spencer, MA was $5,073. The county assessed it at $432,100.

Closest homes

More homes in Spencer 01562

Assigned schools

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