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Single Family ResidenceResidential
$399,367$182 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $231,000 on Dec 14, 2015

115 COTTON TRAIL DR

ROSSVILLE, TN 38066
3
Baths
2,199 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1999
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$399K
$374K low$424K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$231,000 · Dec 14, 2015
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$182,949
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$146,359
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.53%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$216,418
LOCAL MORTGAGE INC · recorded Mar 22, 2021

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$90,750 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$13,750
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$77,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$65,050
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$363,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.50
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
45
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
93
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
78
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
33
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFayette
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Finished
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 24 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Southwest Elementary SchoolB
Elementary · Grades PK–5 · 7.6 mi
M
West Junior High SchoolC-
Middle · Grades 6–8 · 11.5 mi
H
Fayette-Ware High SchoolD+
High · Grades 9–12 · 19.6 mi

District: Fayette County School District

Neighborhood · ZIP 38066These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.121
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.110
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.178

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.3,574
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.57 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$103,035
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$117,748
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.54 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

115 Cotton Trail Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

What homes are worth in Rossville 38066

Each bar is how many homes fall in that price range. The marker is this home.

This home
$91K$1M

This home is worth more than 37% of homes in Rossville 38066.

How it measures up in Rossville 38066

The dot is this home. The mark in the middle is the typical home in Rossville 38066.

Estimated value$399,367
CheaperTypical $496,201Pricier

Pricier than 37% of homes nearby

Price per ft²$182
CheaperTypical $188Pricier

Pricier than 40% of homes nearby

Living area2,199 ft²
SmallerTypical 2,452 ft²Bigger

Bigger than 44% of homes nearby

Year built1999
OlderTypical 2003Newer

Newer than 45% of homes nearby

How 115 Cotton Trail Dr ranks against every home in each area.
MeasureThis homeRossville 38066Fayette County
Estimated valuepricier than$399,36737% of homes63% of homes
Price per ft²pricier than$18240% of homes63% of homes
Living areabigger than2,199 ft²44% of homes58% of homes
Year builtnewer than199945% of homes48% of homes

About 115 Cotton Trail Dr

How much is 115 Cotton Trail Dr, Rossville, TN worth?

The TopHap Estimate for 115 Cotton Trail Dr, Rossville, TN is $399,367 as of Jul 14, 2026. The likely range is $374,406 to $424,328. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 115 Cotton Trail Dr, Rossville, TN last sell?

115 Cotton Trail Dr, Rossville, TN last sold on Dec 14, 2015 for $231,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 115 Cotton Trail Dr, Rossville, TN?

115 Cotton Trail Dr, Rossville, TN has 3 bathrooms and 2,199 square feet of living space.

When was 115 Cotton Trail Dr, Rossville, TN built?

115 Cotton Trail Dr, Rossville, TN was built in 1999, making it 27 years old. The building has 2 stories.

What schools serve 115 Cotton Trail Dr, Rossville, TN?

115 Cotton Trail Dr, Rossville, TN is assigned to Southwest Elementary School (elementary), rated B; West Junior High School (middle), rated C-; Fayette-Ware High School (high), rated D+. All sit in Fayette County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 115 Cotton Trail Dr, Rossville, TN compare to other homes in Rossville 38066?

Among the 1,512 homes in Rossville 38066, it is worth more than 37% of them ($399,367 against a typical $496,201), its price per square foot is higher than 40% of them ($182 against a typical $188), it is bigger than 44% of them (2,199 ft² against a typical 2,452 ft²) and it is newer than 45% of them (1999 against a typical 2003). Measured against all of Fayette County, it is worth more than 63% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

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