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Single Family ResidenceResidential
$177,552$136 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

115 CUMBERLAND AVE

RUGBY, TN 37733
2
Baths
1,302 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.1 ac
Lot SizeThe size of the land the home sits on, from county records.
1986
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$178K
$162K low$193K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$857 (2022)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$31,525 (2023)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$9,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$22,125
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$31,525
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$126,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.64
75
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
41
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
84
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
98
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
24
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.53 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMorgan
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2001
Lot (acres)The size of the land the home sits on, from county records.3.10
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Package
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 240 ft²Porch · 255 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Sunbright SchoolC-
Elementary · Grades PK–12 · 7.1 mi

District: Morgan County School District

Neighborhood · ZIP 37733These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.129
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.112
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.73

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.4.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.27%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.6
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.29 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$44,512
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$60,437
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

115 Cumberland Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 70% of homes in Morgan County

What homes are worth in Morgan County

Each bar is how many homes fall in that price range. The marker is this home.

This home
$78K$405K

This home is worth more than 15% of homes in Morgan County.

How it measures up in Morgan County

The dot is this home. The mark in the middle is the typical home in Morgan County.

Estimated value$177,552
CheaperTypical $219,435Pricier

Pricier than 36% of homes nearby

Price per ft²$136
CheaperTypical $170Pricier

Pricier than 30% of homes nearby

Living area1,302 ft²
SmallerTypical 1,280 ft²Bigger

Bigger than 53% of homes nearby

Lot size3.1 ac
SmallerTypical 2 acBigger

Bigger than 61% of homes nearby

Year built1986
OlderTypical 1987Newer

Newer than 49% of homes nearby

How 115 Cumberland Ave ranks against every home in each area.
MeasureThis homeMorgan County
Estimated valuepricier than$177,55236% of homes
Price per ft²pricier than$13630% of homes
Living areabigger than1,302 ft²53% of homes
Lot sizebigger than3.1 ac61% of homes
Year builtnewer than198649% of homes

About 115 Cumberland Ave

How much is 115 Cumberland Ave, Rugby, TN worth?

The TopHap Estimate for 115 Cumberland Ave, Rugby, TN is $177,552 as of Sep 24, 2026. The likely range is $161,667 to $193,437. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 115 Cumberland Ave, Rugby, TN last sell?

115 Cumberland Ave, Rugby, TN last sold on Nov 30, 2017, according to the county's recorded deed.

How big is 115 Cumberland Ave, Rugby, TN?

115 Cumberland Ave, Rugby, TN has 2 bathrooms, 1,302 square feet of living space and a 3.10-acre lot.

When was 115 Cumberland Ave, Rugby, TN built?

115 Cumberland Ave, Rugby, TN was built in 1986, making it 40 years old. The building has 2 stories.

What schools serve 115 Cumberland Ave, Rugby, TN?

115 Cumberland Ave, Rugby, TN is assigned to Sunbright School (elementary), rated C-. All sit in Morgan County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 115 Cumberland Ave, Rugby, TN compare to other homes in Morgan County?

Among the 9,104 homes in Morgan County, it is worth more than 36% of them ($177,552 against a typical $219,435), its price per square foot is higher than 30% of them ($136 against a typical $170), it is bigger than 53% of them (1,302 ft² against a typical 1,280 ft²), its lot is bigger than 61% of them (3.1 ac against a typical 2 ac) and it is newer than 49% of them (1986 against a typical 1987). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 115 Cumberland Ave, Rugby, TN?

The 2022 property tax bill for 115 Cumberland Ave, Rugby, TN was $857. The county assessed it at $31,525.

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Assigned schools

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