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Single Family ResidentialResidential
$221,464$154 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

115 FERN TRL

RUIDOSO, NM 88345
0
Baths
1,440 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.29 ac
Lot SizeThe size of the land the home sits on, from county records.
1990
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$221K
$192K low$251K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$743 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$47,316 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,927
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$44,389
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$47,316
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$141,948

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.137 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyLINCOLN
Lot (acres)The size of the land the home sits on, from county records.0.29
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Sierra Vista Primary SchoolC+
Elementary · Grades PK–2 · 1.9 mi
H
Ruidoso High SchoolC
High · Grades 9–12 · 2.0 mi
M
Ruidoso Middle SchoolB-
Middle · Grades 6–8 · 2.2 mi

District: Ruidoso Municipal Schools

Neighborhood · ZIP 88345These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.56

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.47%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.8,198
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.206 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$49,458
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$64,013
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.23 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.74%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

115 Fern Trl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 68% of homes in Ruidoso 88345
  • Costs less per square foot than 68% of homes in Ruidoso 88345
  • Newer than 72% of homes in Ruidoso 88345

What homes are worth in Ruidoso 88345

Each bar is how many homes fall in that price range. The marker is this home.

This home
$112K$756K

This home is worth more than 32% of homes in Ruidoso 88345.

How it measures up in Ruidoso 88345

The dot is this home. The mark in the middle is the typical home in Ruidoso 88345.

Estimated value$221,464
CheaperTypical $260,684Pricier

Pricier than 32% of homes nearby

Price per ft²$154
CheaperTypical $185Pricier

Pricier than 32% of homes nearby

Living area1,440 ft²
SmallerTypical 1,380 ft²Bigger

Bigger than 54% of homes nearby

Lot size0.29 ac
SmallerTypical 0.26 acBigger

Bigger than 55% of homes nearby

Year built1990
OlderTypical 1981Newer

Newer than 72% of homes nearby

How 115 Fern Trl ranks against every home in each area.
MeasureThis homeRuidoso 88345Lincoln County
Estimated valuepricier than$221,46432% of homes35% of homes
Price per ft²pricier than$15432% of homes35% of homes
Living areabigger than1,440 ft²54% of homes49% of homes
Lot sizebigger than0.29 ac55% of homes36% of homes
Year builtnewer than199072% of homes59% of homes

About 115 Fern Trl

How much is 115 Fern Trl, Ruidoso, NM worth?

The TopHap Estimate for 115 Fern Trl, Ruidoso, NM is $221,464 as of Aug 30, 2026. The likely range is $192,264 to $250,664. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 115 Fern Trl, Ruidoso, NM last sell?

115 Fern Trl, Ruidoso, NM last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 115 Fern Trl, Ruidoso, NM?

115 Fern Trl, Ruidoso, NM has 1,440 square feet of living space and a 0.29-acre lot.

When was 115 Fern Trl, Ruidoso, NM built?

115 Fern Trl, Ruidoso, NM was built in 1990, making it 36 years old. The building has 2 stories.

What schools serve 115 Fern Trl, Ruidoso, NM?

115 Fern Trl, Ruidoso, NM is assigned to Sierra Vista Primary School (elementary), rated C+; Ruidoso High School (high), rated C; Ruidoso Middle School (middle), rated B-. All sit in Ruidoso Municipal Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 115 Fern Trl, Ruidoso, NM compare to other homes in Ruidoso 88345?

Among the 8,163 homes in Ruidoso 88345, it is worth more than 32% of them ($221,464 against a typical $260,684), its price per square foot is higher than 32% of them ($154 against a typical $185), it is bigger than 54% of them (1,440 ft² against a typical 1,380 ft²), its lot is bigger than 55% of them (0.29 ac against a typical 0.26 ac) and it is newer than 72% of them (1990 against a typical 1981). Measured against all of Lincoln County, it is worth more than 35% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 115 Fern Trl, Ruidoso, NM?

The 2025 property tax bill for 115 Fern Trl, Ruidoso, NM was $743. The county assessed it at $47,316.

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