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Rural ResidenceResidential
$391,533$187 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 80How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

115 RAY HL

OLD FORT, NC 28762
2
Beds
2
Baths
2,092 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
14.73 ac
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$392K
$313K low$470K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,865 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$421,040 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$421,040
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$476,640

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.17 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyMcDowell
Lot (acres)The size of the land the home sits on, from county records.14.73
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Pleasant Gardens Elementary SchoolC+
Elementary · Grades PK–5 · 3.7 mi
M
West Mcdowell Middle SchoolC
Middle · Grades 6–8 · 5.4 mi
H
McDowell High SchoolD+
High · Grades 9–12 · 5.5 mi

District: McDowell County Schools

Neighborhood · ZIP 28762These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.101
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.97

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.82%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.7,016
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.71 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$55,666
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$73,981
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

115 Ray Hl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 81% of homes in Old Fort 28762
  • Bigger than 88% of homes in Old Fort 28762
  • Has a bigger lot than 93% of homes in McDowell County
  • Newer than 81% of homes in McDowell County

What homes are worth in Old Fort 28762

Each bar is how many homes fall in that price range. The marker is this home.

This home
$38K$871K

This home is worth more than 81% of homes in Old Fort 28762.

How it measures up in Old Fort 28762

The dot is this home. The mark in the middle is the typical home in Old Fort 28762.

Estimated value$391,533
CheaperTypical $233,138Pricier

Pricier than 81% of homes nearby

Price per ft²$187
CheaperTypical $178Pricier

Pricier than 54% of homes nearby

Living area2,092 ft²
SmallerTypical 1,405 ft²Bigger

Bigger than 88% of homes nearby

Lot size14.73 ac
SmallerTypical 1.75 acBigger

Bigger than 91% of homes nearby

Year built2003
OlderTypical 1981Newer

Newer than 80% of homes nearby

How 115 Ray Hl ranks against every home in each area.
MeasureThis homeOld Fort 28762McDowell County
Estimated valuepricier than$391,53381% of homes81% of homes
Price per ft²pricier than$18754% of homes60% of homes
Living areabigger than2,092 ft²88% of homes86% of homes
Lot sizebigger than14.73 ac91% of homes93% of homes
Year builtnewer than200380% of homes81% of homes

About 115 Ray Hl

How much is 115 Ray Hl, Old Fort, NC worth?

The TopHap Estimate for 115 Ray Hl, Old Fort, NC is $391,533 as of Sep 24, 2026. The likely range is $313,340 to $469,726. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 115 Ray Hl, Old Fort, NC?

115 Ray Hl, Old Fort, NC has 2 bedrooms, 2 bathrooms, 2,092 square feet of living space and a 14.73-acre lot.

When was 115 Ray Hl, Old Fort, NC built?

115 Ray Hl, Old Fort, NC was built in 2003, making it 23 years old. The building has 2 stories.

What schools serve 115 Ray Hl, Old Fort, NC?

115 Ray Hl, Old Fort, NC is assigned to Pleasant Gardens Elementary School (elementary), rated C+; West Mcdowell Middle School (middle), rated C; McDowell High School (high), rated D+. All sit in McDowell County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 115 Ray Hl, Old Fort, NC compare to other homes in Old Fort 28762?

Among the 3,364 homes in Old Fort 28762, it is worth more than 81% of them ($391,533 against a typical $233,138), its price per square foot is higher than 54% of them ($187 against a typical $178), it is bigger than 88% of them (2,092 ft² against a typical 1,405 ft²), its lot is bigger than 91% of them (14.73 ac against a typical 1.75 ac) and it is newer than 80% of them (2003 against a typical 1981). Measured against all of McDowell County, it is worth more than 81% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 115 Ray Hl, Old Fort, NC?

The 2025 property tax bill for 115 Ray Hl, Old Fort, NC was $1,865. The county assessed it at $421,040.

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