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Single Family ResidenceResidential
$954,742$453 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $385,000 on Oct 3, 2001

115 ROSS AVE

FREEDOM, CA 95019
3
Beds
2
Baths
2,108 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.49 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$955K
$912K low$997K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$385,000 · Oct 3, 2001
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.207%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$1,520,000
COAST COMMERCIAL BANK · recorded Feb 11, 2003
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$265,100
MUFG UNION BANK NA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,150 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$321,199 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$77,707
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$243,492
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$321,199

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.31
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
46
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
18
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
45
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
46
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySanta Cruz
Lot (acres)The size of the land the home sits on, from county records.0.49
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Freedom ElementaryD-
Elementary · Grades KG–5 · 0.1 mi
M
Rolling Hills Middle SchoolD-
Middle · Grades 6–8 · 0.5 mi
H
Pajaro Valley High SchoolC-
High · Grades 9–12 · 1.3 mi

District: Pajaro Valley Joint Unified School District

Neighborhood · ZIP 95019These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.97
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.552

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.99%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.0%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.5,367
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,753 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,942
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,293
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.23 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.73%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

115 Ross Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 97% of homes in Freedom 95019
  • Costs less per square foot than 89% of homes in Santa Cruz County
  • Bigger than 93% of homes in Freedom 95019
  • Has a bigger lot than 95% of homes in Freedom 95019

What homes are worth in Freedom 95019

Each bar is how many homes fall in that price range. The marker is this home.

This home
$404K$1M

This home is worth more than 97% of homes in Freedom 95019.

How it measures up in Freedom 95019

The dot is this home. The mark in the middle is the typical home in Freedom 95019.

Estimated value$954,742
CheaperTypical $668,404Pricier

Pricier than 97% of homes nearby

Price per ft²$453
CheaperTypical $495Pricier

Pricier than 29% of homes nearby

Living area2,108 ft²
SmallerTypical 1,351 ft²Bigger

Bigger than 93% of homes nearby

Lot size0.49 ac
SmallerTypical 0.15 acBigger

Bigger than 95% of homes nearby

How 115 Ross Ave ranks against every home in each area.
MeasureThis homeFreedom 95019Santa Cruz County
Estimated valuepricier than$954,74297% of homes41% of homes
Price per ft²pricier than$45329% of homes11% of homes
Living areabigger than2,108 ft²93% of homes77% of homes
Lot sizebigger than0.49 ac95% of homes81% of homes

About 115 Ross Ave

How much is 115 Ross Ave, Freedom, CA worth?

The TopHap Estimate for 115 Ross Ave, Freedom, CA is $954,742 as of Jul 14, 2026. The likely range is $912,375 to $997,109. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 115 Ross Ave, Freedom, CA last sell?

115 Ross Ave, Freedom, CA last sold on Oct 3, 2001 for $385,000, according to the county's recorded deed.

How big is 115 Ross Ave, Freedom, CA?

115 Ross Ave, Freedom, CA has 3 bedrooms, 2 bathrooms, 2,108 square feet of living space and a 0.49-acre lot.

What schools serve 115 Ross Ave, Freedom, CA?

115 Ross Ave, Freedom, CA is assigned to Freedom Elementary (elementary), rated D-; Rolling Hills Middle School (middle), rated D-; Pajaro Valley High School (high), rated C-. All sit in Pajaro Valley Joint Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 115 Ross Ave, Freedom, CA compare to other homes in Freedom 95019?

Among the 1,059 homes in Freedom 95019, it is worth more than 97% of them ($954,742 against a typical $668,404), its price per square foot is higher than 29% of them ($453 against a typical $495), it is bigger than 93% of them (2,108 ft² against a typical 1,351 ft²) and its lot is bigger than 95% of them (0.49 ac against a typical 0.15 ac). Measured against all of Santa Cruz County, it is worth more than 41% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 115 Ross Ave, Freedom, CA?

The 2025 property tax bill for 115 Ross Ave, Freedom, CA was $4,150. The county assessed it at $321,199.

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Assigned schools

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