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Single Family ResidenceResidential
$236,043
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $235,000 on Jul 8, 2026

115 W GARDNER ST

ELWOOD, IL 60421
0
Baths
0.35 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$236K
$229K low$243K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$235,000 · Jul 8, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$134,543
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$107,634
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.45%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$101,500
ROCKET MORTGAGE LLC · 7.62% · recorded Jan 10, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,399 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$65,284 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$15,231
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$50,053
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$60,660
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$195,852

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
19
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
72
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
71
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
28
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWILL
Lot (acres)The size of the land the home sits on, from county records.0.35
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Elwood SchoolB+
Elementary · Grades KG–8 · 0.4 mi
H
Joliet Central High SchoolD-
High · Grades 9–12 · 8.7 mi

District: Joliet Township High School District 204

Neighborhood · ZIP 60421These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.135
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.46

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.4,288
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.104 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$93,464
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$114,902
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

115 W Gardner St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 92% of homes in Elwood 60421
  • Has a bigger lot than 78% of homes in Will County

What homes are worth in Elwood 60421

Each bar is how many homes fall in that price range. The marker is this home.

This home
$185K$588K

This home is worth more than 8% of homes in Elwood 60421.

How it measures up in Elwood 60421

The dot is this home. The mark in the middle is the typical home in Elwood 60421.

Estimated value$236,043
CheaperTypical $320,671Pricier

Pricier than 8% of homes nearby

Lot size0.35 ac
SmallerTypical 0.35 acBigger

Bigger than 50% of homes nearby

How 115 W Gardner St ranks against every home in each area.
MeasureThis homeElwood 60421Will County
Estimated valuepricier than$236,0438% of homes14% of homes
Lot sizebigger than0.35 ac50% of homes78% of homes

About 115 W Gardner St

How much is 115 W Gardner St, Elwood, IL worth?

The TopHap Estimate for 115 W Gardner St, Elwood, IL is $236,043 as of Jul 14, 2026. The likely range is $229,010 to $243,076. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 115 W Gardner St, Elwood, IL last sell?

115 W Gardner St, Elwood, IL last sold on Jul 8, 2026 for $235,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

What schools serve 115 W Gardner St, Elwood, IL?

115 W Gardner St, Elwood, IL is assigned to Elwood School (elementary), rated B+; Joliet Central High School (high), rated D-. All sit in Joliet Township High School District 204. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 115 W Gardner St, Elwood, IL compare to other homes in Elwood 60421?

Among the 1,407 homes in Elwood 60421, it is worth more than 8% of them ($236,043 against a typical $320,671) and its lot is bigger than 50% of them (0.35 ac against a typical 0.35 ac). Measured against all of Will County, it is worth more than 14% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 115 W Gardner St, Elwood, IL?

The 2025 property tax bill for 115 W Gardner St, Elwood, IL was $4,399. The county assessed it at $65,284.

Closest homes

More homes in Elwood 60421

Assigned schools

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