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Single Family ResidenceResidential
$415,029$291 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $400,000 on Oct 17, 2025

1157 TERRACE ST

MONTPELIER, VT 05602
2
Beds
1
Baths
1,428 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.67 ac
Lot SizeThe size of the land the home sits on, from county records.
1871
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$415K
$345K low$485K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$400,000 · Oct 17, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,024 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$319,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$121,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$197,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$319,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.31
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
8
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
50
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
84
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
13
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyWASHINGTON
Lot (acres)The size of the land the home sits on, from county records.0.67
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Elevator

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Montpelier High SchoolA+
High · Grades 9–12 · 1.2 mi
M
Main Street Middle SchoolA
Middle · Grades 5–8 · 1.5 mi
E
Union Elementary SchoolB+
Elementary · Grades PK–4 · 1.6 mi

District: Montpelier Roxbury Unified Union School District

Neighborhood · ZIP 05602These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.114
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.74

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.34%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.12,191
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.142 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$83,726
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$106,420
Average tempThe average temperature here across a full year.42°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1157 Terrace St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Older than 92% of homes in Washington County

What homes are worth in Montpelier 05602

Each bar is how many homes fall in that price range. The marker is this home.

This home
$188K$895K

This home is worth more than 46% of homes in Montpelier 05602.

How it measures up in Montpelier 05602

The dot is this home. The mark in the middle is the typical home in Montpelier 05602.

Estimated value$415,029
CheaperTypical $431,909Pricier

Pricier than 46% of homes nearby

Price per ft²$291
CheaperTypical $292Pricier

Pricier than 49% of homes nearby

Living area1,428 ft²
SmallerTypical 1,509 ft²Bigger

Bigger than 45% of homes nearby

Lot size0.67 ac
SmallerTypical 0.68 acBigger

Bigger than 50% of homes nearby

Year built1871
OlderTypical 1962Newer

Newer than 10% of homes nearby

How 1157 Terrace St ranks against every home in each area.
MeasureThis homeMontpelier 05602Washington County
Estimated valuepricier than$415,02946% of homes58% of homes
Price per ft²pricier than$29149% of homes59% of homes
Living areabigger than1,428 ft²45% of homes45% of homes
Lot sizebigger than0.67 ac50% of homes39% of homes
Year builtnewer than187110% of homes8% of homes

About 1157 Terrace St

How much is 1157 Terrace St, Montpelier, VT worth?

The TopHap Estimate for 1157 Terrace St, Montpelier, VT is $415,029 as of Sep 24, 2026. The likely range is $345,268 to $484,790. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1157 Terrace St, Montpelier, VT last sell?

1157 Terrace St, Montpelier, VT last sold on Oct 17, 2025 for $400,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 1157 Terrace St, Montpelier, VT?

1157 Terrace St, Montpelier, VT has 2 bedrooms, 1 bathrooms, 1,428 square feet of living space and a 0.67-acre lot.

When was 1157 Terrace St, Montpelier, VT built?

1157 Terrace St, Montpelier, VT was built in 1871, making it 155 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 1157 Terrace St, Montpelier, VT?

1157 Terrace St, Montpelier, VT is assigned to Montpelier High School (high), rated A+; Main Street Middle School (middle), rated A; Union Elementary School (elementary), rated B+. All sit in Montpelier Roxbury Unified Union School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1157 Terrace St, Montpelier, VT compare to other homes in Montpelier 05602?

Among the 4,572 homes in Montpelier 05602, it is worth more than 46% of them ($415,029 against a typical $431,909), its price per square foot is higher than 49% of them ($291 against a typical $292), it is bigger than 45% of them (1,428 ft² against a typical 1,509 ft²), its lot is bigger than 50% of them (0.67 ac against a typical 0.68 ac) and it is newer than 10% of them (1871 against a typical 1962). Measured against all of Washington County, it is worth more than 58% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1157 Terrace St, Montpelier, VT?

The 2025 property tax bill for 1157 Terrace St, Montpelier, VT was $4,024. The county assessed it at $319,100.

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