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Single Family ResidenceResidential
$579,936$364 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

116 S ELM ST

SWANSBORO, NC 28584
3
Beds
2
Baths
1,592 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1912
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$580K
$506K low$654K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,952 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$520,104 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$138,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$382,104
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$393,265
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$520,104

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.96 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.26%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyONSLOW
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2008
Lot (acres)The size of the land the home sits on, from county records.0.14
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Swansboro Elementary SchoolA-
Elementary · Grades KG–5 · 1.2 mi
H
Swansboro High SchoolB+
High · Grades 9–12 · 2.1 mi
M
Swansboro Middle SchoolB
Middle · Grades 6–8 · 2.2 mi

District: Onslow County Schools

Neighborhood · ZIP 28584These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.96
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.36

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.77%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.12,923
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.183 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,145
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,367
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

116 S Elm St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 94% of homes in Onslow County
  • Costs more per square foot than 95% of homes in Onslow County
  • Has a smaller lot than 90% of homes in Swansboro 28584
  • Among the oldest homes in Swansboro 28584

What homes are worth in Swansboro 28584

Each bar is how many homes fall in that price range. The marker is this home.

This home
$151K$1.2M

This home is worth more than 79% of homes in Swansboro 28584.

How it measures up in Swansboro 28584

The dot is this home. The mark in the middle is the typical home in Swansboro 28584.

Estimated value$579,936
CheaperTypical $423,562Pricier

Pricier than 79% of homes nearby

Price per ft²$364
CheaperTypical $226Pricier

Pricier than 90% of homes nearby

Living area1,592 ft²
SmallerTypical 1,768 ft²Bigger

Bigger than 41% of homes nearby

Lot size0.14 ac
SmallerTypical 0.47 acBigger

Bigger than 10% of homes nearby

Year built1912
OlderTypical 2002Newer

Older than almost all homes nearby

How 116 S Elm St ranks against every home in each area.
MeasureThis homeSwansboro 28584Onslow County
Estimated valuepricier than$579,93679% of homes94% of homes
Price per ft²pricier than$36490% of homes95% of homes
Living areabigger than1,592 ft²41% of homes49% of homes
Lot sizebigger than0.14 ac10% of homes10% of homes
Year builtnewer than1912almost no homesalmost no homes

About 116 S Elm St

How much is 116 S Elm St, Swansboro, NC worth?

The TopHap Estimate for 116 S Elm St, Swansboro, NC is $579,936 as of Sep 24, 2026. The likely range is $505,834 to $654,038. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 116 S Elm St, Swansboro, NC last sell?

116 S Elm St, Swansboro, NC last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 116 S Elm St, Swansboro, NC?

116 S Elm St, Swansboro, NC has 3 bedrooms, 2 bathrooms, 1,592 square feet of living space and a 0.14-acre lot.

When was 116 S Elm St, Swansboro, NC built?

116 S Elm St, Swansboro, NC was built in 1912, making it 114 years old. It is a conventional home. The building has 2 stories.

What schools serve 116 S Elm St, Swansboro, NC?

116 S Elm St, Swansboro, NC is assigned to Swansboro Elementary School (elementary), rated A-; Swansboro High School (high), rated B+; Swansboro Middle School (middle), rated B. All sit in Onslow County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 116 S Elm St, Swansboro, NC compare to other homes in Swansboro 28584?

Among the 7,226 homes in Swansboro 28584, it is worth more than 79% of them ($579,936 against a typical $423,562), its price per square foot is higher than 90% of them ($364 against a typical $226), it is bigger than 41% of them (1,592 ft² against a typical 1,768 ft²), its lot is bigger than 10% of them (0.14 ac against a typical 0.47 ac) and it is newer than almost none of them (1912 against a typical 2002). Measured against all of Onslow County, it is worth more than 94% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 116 S Elm St, Swansboro, NC?

The 2026 property tax bill for 116 S Elm St, Swansboro, NC was $3,952. The county assessed it at $520,104.

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