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Single Family ResidenceResidential
$194,780$91 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $70,900 on Mar 1, 2012

11640 ROUTE 98

FREEDOM, NY 14065
4
Beds
2
Baths
2,131 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.85 ac
Lot SizeThe size of the land the home sits on, from county records.
1935
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
6
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$195K
$170K low$219K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$70,900 · Mar 1, 2012
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$144,780
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$115,824
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.26%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$50,000
TOMPKINS COMMUNITY BANK · R · recorded May 2, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,467 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$220,400 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$9,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$211,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$220,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$220,400

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.97 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyCattaraugus
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2005
Lot (acres)The size of the land the home sits on, from county records.0.85
HeatingThe type of heating system in the home.Electric
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 284 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Arcade Elementary SchoolC-
Elementary · Grades PK–4 · 2.8 mi
H
Pioneer Senior High SchoolB
High · Grades 9–12 · 4.3 mi
M
Pioneer Middle SchoolC+
Middle · Grades 5–8 · 4.4 mi

District: Yorkshire-Pioneer Central School District

Neighborhood · ZIP 14065These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.94
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.62

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.84%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.9%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.1,612
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.42 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,228
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,096
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

11640 Route 98 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 67% of homes in Cattaraugus County
  • Costs less per square foot than 68% of homes in Freedom 14065
  • Bigger than 89% of homes in Freedom 14065
  • Has a smaller lot than 82% of homes in Freedom 14065
  • Older than 78% of homes in Freedom 14065

What homes are worth in Freedom 14065

Each bar is how many homes fall in that price range. The marker is this home.

This home
$61K$431K

This home is worth more than 60% of homes in Freedom 14065.

How it measures up in Freedom 14065

The dot is this home. The mark in the middle is the typical home in Freedom 14065.

Estimated value$194,780
CheaperTypical $169,695Pricier

Pricier than 60% of homes nearby

Price per ft²$91
CheaperTypical $112Pricier

Pricier than 32% of homes nearby

Living area2,131 ft²
SmallerTypical 1,407 ft²Bigger

Bigger than 89% of homes nearby

Lot size0.85 ac
SmallerTypical 3.4 acBigger

Bigger than 18% of homes nearby

Year built1935
OlderTypical 1980Newer

Newer than 22% of homes nearby

How 11640 Route 98 ranks against every home in each area.
MeasureThis homeFreedom 14065Cattaraugus County
Estimated valuepricier than$194,78060% of homes67% of homes
Price per ft²pricier than$9132% of homes43% of homes
Living areabigger than2,131 ft²89% of homes84% of homes
Lot sizebigger than0.85 ac18% of homes48% of homes
Year builtnewer than193522% of homes38% of homes

About 11640 Route 98

How much is 11640 Route 98, Freedom, NY worth?

The TopHap Estimate for 11640 Route 98, Freedom, NY is $194,780 as of Jul 14, 2026. The likely range is $170,138 to $219,422. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 11640 Route 98, Freedom, NY last sell?

11640 Route 98, Freedom, NY last sold on Mar 1, 2012 for $70,900, according to the county's recorded deed.

How big is 11640 Route 98, Freedom, NY?

11640 Route 98, Freedom, NY has 4 bedrooms, 2 bathrooms, 2,131 square feet of living space and a 0.85-acre lot.

When was 11640 Route 98, Freedom, NY built?

11640 Route 98, Freedom, NY was built in 1935, making it 91 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 11640 Route 98, Freedom, NY?

11640 Route 98, Freedom, NY is assigned to Arcade Elementary School (elementary), rated C-; Pioneer Senior High School (high), rated B; Pioneer Middle School (middle), rated C+. All sit in Yorkshire-Pioneer Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 11640 Route 98, Freedom, NY compare to other homes in Freedom 14065?

Among the 786 homes in Freedom 14065, it is worth more than 60% of them ($194,780 against a typical $169,695), its price per square foot is higher than 32% of them ($91 against a typical $112), it is bigger than 89% of them (2,131 ft² against a typical 1,407 ft²), its lot is bigger than 18% of them (0.85 ac against a typical 3.4 ac) and it is newer than 22% of them (1935 against a typical 1980). Measured against all of Cattaraugus County, it is worth more than 67% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 11640 Route 98, Freedom, NY?

The 2024 property tax bill for 11640 Route 98, Freedom, NY was $4,467. The county assessed it at $220,400.

Closest homes

More homes in Freedom 14065

Assigned schools

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