Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$502,608$280 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $500,000 on May 8, 2026

11775 OVER CREEK CT

SWAN POINT, MD 20645
2
Baths
1,798 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.4 ac
Lot SizeThe size of the land the home sits on, from county records.
1984
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$503K
$434K low$571K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$500,000 · May 8, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,607 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$319,900 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$112,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$207,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$310,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$319,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.59
93
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
21
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
80
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
80
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
23
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.12 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.62%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyCHARLES
Lot (acres)The size of the land the home sits on, from county records.0.40
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Waterfront
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 126 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Dr. Thomas L. Higdon Elementary SchoolB-
Elementary · Grades PK–5 · 3.7 mi
M
Piccowaxen Middle SchoolB+
Middle · Grades 6–8 · 3.8 mi
H
La Plata High SchoolB
High · Grades 9–12 · 16.4 mi

District: Charles County Public Schools

Neighborhood · ZIP 20645These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.160
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.39

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.447
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.19 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$132,794
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$151,797
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

11775 Over Creek Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 70% of homes in Charles County
  • Costs more per square foot than 93% of homes in Charles County
  • Smaller than 89% of homes in Issue 20645
  • Has a bigger lot than 78% of homes in Issue 20645
  • Older than 96% of homes in Issue 20645

What homes are worth in Issue 20645

Each bar is how many homes fall in that price range. The marker is this home.

This home
$101K$1.3M

This home is worth more than 56% of homes in Issue 20645.

How it measures up in Issue 20645

The dot is this home. The mark in the middle is the typical home in Issue 20645.

Estimated value$502,608
CheaperTypical $488,854Pricier

Pricier than 56% of homes nearby

Price per ft²$280
CheaperTypical $203Pricier

Pricier than 89% of homes nearby

Living area1,798 ft²
SmallerTypical 2,594 ft²Bigger

Bigger than 11% of homes nearby

Lot size0.4 ac
SmallerTypical 0.35 acBigger

Bigger than 78% of homes nearby

Year built1984
OlderTypical 1999Newer

Newer than 4% of homes nearby

How 11775 Over Creek Ct ranks against every home in each area.
MeasureThis homeIssue 20645Charles County
Estimated valuepricier than$502,60856% of homes70% of homes
Price per ft²pricier than$28089% of homes93% of homes
Living areabigger than1,798 ft²11% of homes34% of homes
Lot sizebigger than0.4 ac78% of homes60% of homes
Year builtnewer than19844% of homes36% of homes

About 11775 Over Creek Ct

How much is 11775 Over Creek Ct, Swan Point, MD worth?

The TopHap Estimate for 11775 Over Creek Ct, Swan Point, MD is $502,608 as of Sep 24, 2026. The likely range is $433,927 to $571,289. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 11775 Over Creek Ct, Swan Point, MD last sell?

11775 Over Creek Ct, Swan Point, MD last sold on May 8, 2026 for $500,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 11775 Over Creek Ct, Swan Point, MD?

11775 Over Creek Ct, Swan Point, MD has 2 bathrooms, 1,798 square feet of living space and a 0.40-acre lot.

When was 11775 Over Creek Ct, Swan Point, MD built?

11775 Over Creek Ct, Swan Point, MD was built in 1984, making it 42 years old. It is a conventional home. The building has 1 story.

What schools serve 11775 Over Creek Ct, Swan Point, MD?

11775 Over Creek Ct, Swan Point, MD is assigned to Dr. Thomas L. Higdon Elementary School (elementary), rated B-; Piccowaxen Middle School (middle), rated B+; La Plata High School (high), rated B. All sit in Charles County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 11775 Over Creek Ct, Swan Point, MD compare to other homes in Issue 20645?

Among the 495 homes in Issue 20645, it is worth more than 56% of them ($502,608 against a typical $488,854), its price per square foot is higher than 89% of them ($280 against a typical $203), it is bigger than 11% of them (1,798 ft² against a typical 2,594 ft²), its lot is bigger than 78% of them (0.4 ac against a typical 0.35 ac) and it is newer than 4% of them (1984 against a typical 1999). Measured against all of Charles County, it is worth more than 70% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 11775 Over Creek Ct, Swan Point, MD?

The 2025 property tax bill for 11775 Over Creek Ct, Swan Point, MD was $9,607. The county assessed it at $319,900.

More homes on Over Creek Ct

Closest homes

More homes in Swan Point 20645

Assigned schools

Explore the area

See this home in context

Open 11775 Over Creek Ct on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map