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Single Family ResidenceResidential
$618,944$192 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 98How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $268,660 on Jul 10, 2026

11781 N BANFORD LN

RATHDRUM, ID 83858
5
Beds
3
Baths
3,218 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.16 ac
Lot SizeThe size of the land the home sits on, from county records.
2024
Year BuiltThe year the home was originally built, according to county records.
10
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.
Pre-foreclosure (NTS)A foreclosure notice on this home is currently active. Many are worked out before any auction happens.
Auction scheduled for Jul 1, 2026.

Valuation

$619K
$605K low$633K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$268,660 · Jul 10, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,428 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$603,480 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$160,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$443,480
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$594,150
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$603,480

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.39
49
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
37
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
45
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
57
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
7
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.14 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyKOOTENAI
Lot (acres)The size of the land the home sits on, from county records.0.15
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Gas
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(2)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Lakeland High SchoolA
High · Grades 9–12 · 2.6 mi
M
Lakeland Middle SchoolC+
Middle · Grades 6–8 · 2.6 mi
E
Garwood Elementary SchoolC-
Elementary · Grades KG–5 · 4.6 mi

District: Lakeland Joint School District 272

Neighborhood · ZIP 83858These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.88
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.116
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.78

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.20,348
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.178 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$87,548
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$102,301
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

11781 N Banford Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the lowest price per square foot in Rathdrum 83858
  • Bigger than 90% of homes in Rathdrum 83858
  • Has a smaller lot than 90% of homes in Rathdrum 83858
  • Among the newest homes in Rathdrum 83858

What homes are worth in Rathdrum 83858

Each bar is how many homes fall in that price range. The marker is this home.

This home
$328K$1.7M

This home is worth more than 55% of homes in Rathdrum 83858.

How it measures up in Rathdrum 83858

The dot is this home. The mark in the middle is the typical home in Rathdrum 83858.

Estimated value$618,944
CheaperTypical $578,507Pricier

Pricier than 55% of homes nearby

Price per ft²$192
CheaperTypical $353Pricier

Cheaper than almost all homes nearby

Living area3,218 ft²
SmallerTypical 1,760 ft²Bigger

Bigger than 90% of homes nearby

Lot size0.16 ac
SmallerTypical 0.29 acBigger

Bigger than 10% of homes nearby

Year built2024
OlderTypical 2002Newer

Newer than almost all homes nearby

How 11781 N Banford Ln ranks against every home in each area.
MeasureThis homeRathdrum 83858Kootenai County
Estimated valuepricier than$618,94455% of homes52% of homes
Price per ft²pricier than$192almost no homes2% of homes
Living areabigger than3,218 ft²90% of homes87% of homes
Lot sizebigger than0.16 ac10% of homes17% of homes
Year builtnewer than2024almost all homesalmost all homes

About 11781 N Banford Ln

How much is 11781 N Banford Ln, Rathdrum, ID worth?

The TopHap Estimate for 11781 N Banford Ln, Rathdrum, ID is $618,944 as of Jul 14, 2026. The likely range is $605,243 to $632,645. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 11781 N Banford Ln, Rathdrum, ID last sell?

11781 N Banford Ln, Rathdrum, ID last sold on Jul 10, 2026 for $268,660, according to the county's recorded deed.

How big is 11781 N Banford Ln, Rathdrum, ID?

11781 N Banford Ln, Rathdrum, ID has 5 bedrooms, 3 bathrooms, 3,218 square feet of living space and a 0.15-acre lot.

When was 11781 N Banford Ln, Rathdrum, ID built?

11781 N Banford Ln, Rathdrum, ID was built in 2024, making it 2 years old.

What schools serve 11781 N Banford Ln, Rathdrum, ID?

11781 N Banford Ln, Rathdrum, ID is assigned to Lakeland High School (high), rated A; Lakeland Middle School (middle), rated C+; Garwood Elementary School (elementary), rated C-. All sit in Lakeland Joint School District 272. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 11781 N Banford Ln, Rathdrum, ID compare to other homes in Rathdrum 83858?

Among the 8,677 homes in Rathdrum 83858, it is worth more than 55% of them ($618,944 against a typical $578,507), its price per square foot is higher than almost none of them ($192 against a typical $353), it is bigger than 90% of them (3,218 ft² against a typical 1,760 ft²), its lot is bigger than 10% of them (0.16 ac against a typical 0.29 ac) and it is newer than almost all of them (2024 against a typical 2002). Measured against all of Kootenai County, it is worth more than 52% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 11781 N Banford Ln, Rathdrum, ID?

The 2025 property tax bill for 11781 N Banford Ln, Rathdrum, ID was $2,428. The county assessed it at $603,480.

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