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Single Family ResidenceResidential
$171,260$143 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $72,000 on Aug 17, 2017

118 COMMERCE ST

BENTON, TN 37307
1
Baths
1,200 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1926
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$171K
$155K low$188K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$72,000 · Aug 17, 2017

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$864 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$39,100 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,225
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$35,875
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$39,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$156,400

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.45 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPolk
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1988
Lot (acres)The size of the land the home sits on, from county records.0.14
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 358 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Chilhowee Middle SchoolC
Middle · Grades 6–8 · 0.4 mi
E
Benton Elementary SchoolB
Elementary · Grades PK–5 · 0.5 mi
H
Polk County High SchoolB
High · Grades 9–12 · 2.5 mi

District: Polk County School District

Neighborhood · ZIP 37307These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.159
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.113
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.147

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.4%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.4,634
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.80 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,214
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,494
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

118 Commerce St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 72% of homes in Benton 37307
  • Costs less per square foot than 78% of homes in Benton 37307
  • Among the smallest lots in Benton 37307
  • Older than 97% of homes in Benton 37307

What homes are worth in Benton 37307

Each bar is how many homes fall in that price range. The marker is this home.

This home
$42K$764K

This home is worth more than 28% of homes in Benton 37307.

How it measures up in Benton 37307

The dot is this home. The mark in the middle is the typical home in Benton 37307.

Estimated value$171,260
CheaperTypical $252,466Pricier

Pricier than 28% of homes nearby

Price per ft²$143
CheaperTypical $187Pricier

Pricier than 22% of homes nearby

Living area1,200 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 37% of homes nearby

Lot size0.14 ac
SmallerTypical 1.3 acBigger

Smaller than almost all homes nearby

Year built1926
OlderTypical 1991Newer

Newer than 3% of homes nearby

How 118 Commerce St ranks against every home in each area.
MeasureThis homeBenton 37307Polk County
Estimated valuepricier than$171,26028% of homes36% of homes
Price per ft²pricier than$14322% of homes32% of homes
Living areabigger than1,200 ft²37% of homes39% of homes
Lot sizebigger than0.14 acalmost no homesalmost no homes
Year builtnewer than19263% of homes5% of homes

About 118 Commerce St

How much is 118 Commerce St, Benton, TN worth?

The TopHap Estimate for 118 Commerce St, Benton, TN is $171,260 as of Sep 24, 2026. The likely range is $154,763 to $187,757. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 118 Commerce St, Benton, TN last sell?

118 Commerce St, Benton, TN last sold on Aug 17, 2017 for $72,000, according to the county's recorded deed.

How big is 118 Commerce St, Benton, TN?

118 Commerce St, Benton, TN has 1 bathrooms, 1,200 square feet of living space and a 0.14-acre lot.

When was 118 Commerce St, Benton, TN built?

118 Commerce St, Benton, TN was built in 1926, making it 100 years old. The building has 1 story.

What schools serve 118 Commerce St, Benton, TN?

118 Commerce St, Benton, TN is assigned to Chilhowee Middle School (middle), rated C; Benton Elementary School (elementary), rated B; Polk County High School (high), rated B. All sit in Polk County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 118 Commerce St, Benton, TN compare to other homes in Benton 37307?

Among the 2,311 homes in Benton 37307, it is worth more than 28% of them ($171,260 against a typical $252,466), its price per square foot is higher than 22% of them ($143 against a typical $187), it is bigger than 37% of them (1,200 ft² against a typical 1,344 ft²), its lot is bigger than almost none of them (0.14 ac against a typical 1.3 ac) and it is newer than 3% of them (1926 against a typical 1991). Measured against all of Polk County, it is worth more than 36% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 118 Commerce St, Benton, TN?

The 2024 property tax bill for 118 Commerce St, Benton, TN was $864. The county assessed it at $39,100.

More homes on Commerce St

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