Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$113,592$86 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

118 GARDEN SPOT DR

AMORY, MS 38821
1
Baths
1,325 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.9 ac
Lot SizeThe size of the land the home sits on, from county records.
1956
Year BuiltThe year the home was originally built, according to county records.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$114K
$99K low$128K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$73,309
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$58,647
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.34%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$40,283
COMMUNITY BANK · recorded Oct 10, 2013

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,318 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$7,977 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$7,386
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$53,180

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.50
35
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
32
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
97
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
77
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
10
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMonroe
Lot (acres)The size of the land the home sits on, from county records.0.90
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Gas

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Amory Middle SchoolC+
Middle · Grades 6–8 · 1.3 mi
H
Amory High SchoolA
High · Grades 9–12 · 1.4 mi
E
West Amory Elementary SchoolA-
Elementary · Grades KG–2 · 2.2 mi

District: Amory School District

Neighborhood · ZIP 38821These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.99
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.50

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.81%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.5%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.11,971
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.86 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,005
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$78,255
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

118 Garden Spot Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 74% of homes in Amory 38821
  • Costs less per square foot than 77% of homes in Amory 38821
  • Older than 72% of homes in Monroe County

What homes are worth in Amory 38821

Each bar is how many homes fall in that price range. The marker is this home.

This home
$64K$498K

This home is worth more than 26% of homes in Amory 38821.

How it measures up in Amory 38821

The dot is this home. The mark in the middle is the typical home in Amory 38821.

Estimated value$113,592
CheaperTypical $150,985Pricier

Pricier than 26% of homes nearby

Price per ft²$86
CheaperTypical $105Pricier

Pricier than 23% of homes nearby

Living area1,325 ft²
SmallerTypical 1,418 ft²Bigger

Bigger than 43% of homes nearby

Lot size0.9 ac
SmallerTypical 0.5 acBigger

Bigger than 60% of homes nearby

Year built1956
OlderTypical 1966Newer

Newer than 32% of homes nearby

How 118 Garden Spot Dr ranks against every home in each area.
MeasureThis homeAmory 38821Monroe County
Estimated valuepricier than$113,59226% of homes30% of homes
Price per ft²pricier than$8623% of homes27% of homes
Living areabigger than1,325 ft²43% of homes45% of homes
Lot sizebigger than0.9 ac60% of homes45% of homes
Year builtnewer than195632% of homes28% of homes

About 118 Garden Spot Dr

How much is 118 Garden Spot Dr, Amory, MS worth?

The TopHap Estimate for 118 Garden Spot Dr, Amory, MS is $113,592 as of Jul 14, 2026. The likely range is $99,451 to $127,733. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 118 Garden Spot Dr, Amory, MS last sell?

118 Garden Spot Dr, Amory, MS last sold on Oct 9, 2013, according to the county's recorded deed.

How big is 118 Garden Spot Dr, Amory, MS?

118 Garden Spot Dr, Amory, MS has 1 bathrooms, 1,325 square feet of living space and a 0.90-acre lot.

When was 118 Garden Spot Dr, Amory, MS built?

118 Garden Spot Dr, Amory, MS was built in 1956, making it 70 years old.

What schools serve 118 Garden Spot Dr, Amory, MS?

118 Garden Spot Dr, Amory, MS is assigned to Amory Middle School (middle), rated C+; Amory High School (high), rated A; West Amory Elementary School (elementary), rated A-. All sit in Amory School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 118 Garden Spot Dr, Amory, MS compare to other homes in Amory 38821?

Among the 4,061 homes in Amory 38821, it is worth more than 26% of them ($113,592 against a typical $150,985), its price per square foot is higher than 23% of them ($86 against a typical $105), it is bigger than 43% of them (1,325 ft² against a typical 1,418 ft²), its lot is bigger than 60% of them (0.9 ac against a typical 0.5 ac) and it is newer than 32% of them (1956 against a typical 1966). Measured against all of Monroe County, it is worth more than 30% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 118 Garden Spot Dr, Amory, MS?

The 2025 property tax bill for 118 Garden Spot Dr, Amory, MS was $1,318. The county assessed it at $7,977.

Closest homes

More homes in Amory 38821

Assigned schools

Explore the area

See this home in context

Open 118 Garden Spot Dr on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map