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Single Family ResidenceResidential
$373,029$194 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $212,700 on Sep 21, 2020

118 GARDEN TERRACE DR

OXFORD, MS 38655
3
Beds
3
Baths
1,919 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.16 ac
Lot SizeThe size of the land the home sits on, from county records.
2005
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$373K
$355K low$391K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$212,700 · Sep 21, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,964 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$17,401 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$15,122
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$174,010

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLAFAYETTE
Lot (acres)The size of the land the home sits on, from county records.0.16
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 100 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Bramlett Elementary School
Elementary · Grades KG–1 · 4.1 mi
M
Oxford Middle SchoolA-
Middle · Grades 7–8 · 4.2 mi
H
Oxford High SchoolA-
High · Grades 9–12 · 5.4 mi

District: Oxford School District

Neighborhood · ZIP 38655These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.94
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.90

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.76%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.48,766
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.122 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,204
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,404
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.58 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

118 Garden Terrace Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 71% of homes in Oxford 38655
  • Has a smaller lot than 73% of homes in Lafayette County

What homes are worth in Oxford 38655

Each bar is how many homes fall in that price range. The marker is this home.

This home
$174K$2M

This home is worth more than 38% of homes in Oxford 38655.

How it measures up in Oxford 38655

The dot is this home. The mark in the middle is the typical home in Oxford 38655.

Estimated value$373,029
CheaperTypical $424,986Pricier

Pricier than 38% of homes nearby

Price per ft²$194
CheaperTypical $225Pricier

Pricier than 29% of homes nearby

Living area1,919 ft²
SmallerTypical 1,816 ft²Bigger

Bigger than 54% of homes nearby

Lot size0.16 ac
SmallerTypical 0.36 acBigger

Bigger than 31% of homes nearby

Year built2005
OlderTypical 2001Newer

Newer than 62% of homes nearby

How 118 Garden Terrace Dr ranks against every home in each area.
MeasureThis homeOxford 38655Lafayette County
Estimated valuepricier than$373,02938% of homes42% of homes
Price per ft²pricier than$19429% of homes34% of homes
Living areabigger than1,919 ft²54% of homes56% of homes
Lot sizebigger than0.16 ac31% of homes27% of homes
Year builtnewer than200562% of homes64% of homes

About 118 Garden Terrace Dr

How much is 118 Garden Terrace Dr, Oxford, MS worth?

The TopHap Estimate for 118 Garden Terrace Dr, Oxford, MS is $373,029 as of Sep 24, 2026. The likely range is $354,865 to $391,193. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 118 Garden Terrace Dr, Oxford, MS last sell?

118 Garden Terrace Dr, Oxford, MS last sold on Sep 21, 2020 for $212,700, according to the county's recorded deed.

How big is 118 Garden Terrace Dr, Oxford, MS?

118 Garden Terrace Dr, Oxford, MS has 3 bedrooms, 3 bathrooms, 1,919 square feet of living space and a 0.16-acre lot.

When was 118 Garden Terrace Dr, Oxford, MS built?

118 Garden Terrace Dr, Oxford, MS was built in 2005, making it 21 years old. The building has 2 stories.

What schools serve 118 Garden Terrace Dr, Oxford, MS?

118 Garden Terrace Dr, Oxford, MS is assigned to Bramlett Elementary School (elementary); Oxford Middle School (middle), rated A-; Oxford High School (high), rated A-. All sit in Oxford School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 118 Garden Terrace Dr, Oxford, MS compare to other homes in Oxford 38655?

Among the 19,355 homes in Oxford 38655, it is worth more than 38% of them ($373,029 against a typical $424,986), its price per square foot is higher than 29% of them ($194 against a typical $225), it is bigger than 54% of them (1,919 ft² against a typical 1,816 ft²), its lot is bigger than 31% of them (0.16 ac against a typical 0.36 ac) and it is newer than 62% of them (2005 against a typical 2001). Measured against all of Lafayette County, it is worth more than 42% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 118 Garden Terrace Dr, Oxford, MS?

The 2025 property tax bill for 118 Garden Terrace Dr, Oxford, MS was $1,964. The county assessed it at $17,401.

More homes on Garden Terrace Dr

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