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Single Family ResidenceResidential
$154,537$51 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

118 OAK ST

RINGSTED, IA 50578
5
Beds
5 / 2
Baths
3,027 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.16 ac
Lot SizeThe size of the land the home sits on, from county records.
2021
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
5
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$155K
$125K low$184K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$128,537
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$102,830
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.18%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$26,000
NORTHSTAR BANK · recorded Dec 2, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,430 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$370,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$364,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$251,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$370,200

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyEmmet
Lot (acres)The size of the land the home sits on, from county records.0.16
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asbestos
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 136 ft²Patio · 328 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
North Union High SchoolA-
High · Grades 9–12 · 7.4 mi
E
North Union Elementary SchoolA
Elementary · Grades PK–5 · 8.4 mi
M
North Union Middle SchoolB
Middle · Grades 6–8 · 11.7 mi

District: North Kossuth Community School District

Neighborhood · ZIP 50578These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.133
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.10

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.397
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.6 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,618
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$89,687
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

118 Oak St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 79% of homes in Ringsted 50578
  • Costs less per square foot than 86% of homes in Emmet County
  • Among the largest homes in Ringsted 50578
  • Has a smaller lot than 92% of homes in Ringsted 50578
  • Among the newest homes in Ringsted 50578

What homes are worth in Ringsted 50578

Each bar is how many homes fall in that price range. The marker is this home.

This home
$31K$382K

This home is worth more than 79% of homes in Ringsted 50578.

How it measures up in Ringsted 50578

The dot is this home. The mark in the middle is the typical home in Ringsted 50578.

Estimated value$154,537
CheaperTypical $81,735Pricier

Pricier than 79% of homes nearby

Price per ft²$51
CheaperTypical $65Pricier

Pricier than 32% of homes nearby

Living area3,027 ft²
SmallerTypical 1,368 ft²Bigger

Bigger than almost all homes nearby

Lot size0.16 ac
SmallerTypical 0.31 acBigger

Bigger than 8% of homes nearby

Year built2021
OlderTypical 1922Newer

Newer than almost all homes nearby

How 118 Oak St ranks against every home in each area.
MeasureThis homeRingsted 50578Emmet County
Estimated valuepricier than$154,53779% of homes59% of homes
Price per ft²pricier than$5132% of homes14% of homes
Living areabigger than3,027 ft²almost all homes98% of homes
Lot sizebigger than0.16 ac8% of homes11% of homes
Year builtnewer than2021almost all homesalmost all homes

About 118 Oak St

How much is 118 Oak St, Ringsted, IA worth?

The TopHap Estimate for 118 Oak St, Ringsted, IA is $154,537 as of Jul 14, 2026. The likely range is $125,109 to $183,965. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 118 Oak St, Ringsted, IA last sell?

118 Oak St, Ringsted, IA last sold on Mar 19, 2021, according to the county's recorded deed.

How big is 118 Oak St, Ringsted, IA?

118 Oak St, Ringsted, IA has 5 bedrooms, 5 bathrooms, 3,027 square feet of living space and a 0.16-acre lot.

When was 118 Oak St, Ringsted, IA built?

118 Oak St, Ringsted, IA was built in 2021, making it 5 years old. It is a conventional home. The building has 1 story.

What schools serve 118 Oak St, Ringsted, IA?

118 Oak St, Ringsted, IA is assigned to North Union High School (high), rated A-; North Union Elementary School (elementary), rated A; North Union Middle School (middle), rated B. All sit in North Kossuth Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 118 Oak St, Ringsted, IA compare to other homes in Ringsted 50578?

Among the 319 homes in Ringsted 50578, it is worth more than 79% of them ($154,537 against a typical $81,735), its price per square foot is higher than 32% of them ($51 against a typical $65), it is bigger than almost all of them (3,027 ft² against a typical 1,368 ft²), its lot is bigger than 8% of them (0.16 ac against a typical 0.31 ac) and it is newer than almost all of them (2021 against a typical 1922). Measured against all of Emmet County, it is worth more than 59% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 118 Oak St, Ringsted, IA?

The 2024 property tax bill for 118 Oak St, Ringsted, IA was $4,430. The county assessed it at $370,200.

Closest homes

More homes in Ringsted 50578

Assigned schools

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