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Single Family ResidenceResidential
$322,199$231 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $75,000 on Apr 23, 1998

118 PROSPECT ST

TROY, NH 03465
3
Beds
1.5
Baths
1,396 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.47 ac
Lot SizeThe size of the land the home sits on, from county records.
1971
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$322K
$298K low$346K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$75,000 · Apr 23, 1998
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$174,102
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$139,282
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.42%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$148,097
QUICKEN LNS · recorded Oct 30, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,148 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$239,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$34,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$204,700

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyCHESHIRE
Lot (acres)The size of the land the home sits on, from county records.0.47
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
GarageWhether the property has a garage, and details like whether it is attached to the home.No Garage
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Troy Elementary SchoolD+
Elementary · Grades PK–6 · 0.7 mi
M
Monadnock Regional Middle SchoolD+
Middle · Grades 7–8 · 6.0 mi
H
Monadnock Regional High SchoolB-
High · Grades 9–12 · 6.0 mi

District: Monadnock Regional School District

Neighborhood · ZIP 03465These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.62

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.2,385
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.128 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,585
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,837
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

118 Prospect St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 75% of homes in Cheshire County
  • Costs more per square foot than 78% of homes in Troy 03465
  • Smaller than 68% of homes in Troy 03465
  • Has a smaller lot than 76% of homes in Troy 03465

What homes are worth in Troy 03465

Each bar is how many homes fall in that price range. The marker is this home.

This home
$199K$627K

This home is worth more than 43% of homes in Troy 03465.

How it measures up in Troy 03465

The dot is this home. The mark in the middle is the typical home in Troy 03465.

Estimated value$322,199
CheaperTypical $338,590Pricier

Pricier than 43% of homes nearby

Price per ft²$231
CheaperTypical $202Pricier

Pricier than 78% of homes nearby

Living area1,396 ft²
SmallerTypical 1,662 ft²Bigger

Bigger than 32% of homes nearby

Lot size0.47 ac
SmallerTypical 1.48 acBigger

Bigger than 24% of homes nearby

Year built1971
OlderTypical 1966Newer

Newer than 56% of homes nearby

How 118 Prospect St ranks against every home in each area.
MeasureThis homeTroy 03465Cheshire County
Estimated valuepricier than$322,19943% of homes25% of homes
Price per ft²pricier than$23178% of homes46% of homes
Living areabigger than1,396 ft²32% of homes36% of homes
Lot sizebigger than0.47 ac24% of homes29% of homes
Year builtnewer than197156% of homes50% of homes

About 118 Prospect St

How much is 118 Prospect St, Troy, NH worth?

The TopHap Estimate for 118 Prospect St, Troy, NH is $322,199 as of Jul 14, 2026. The likely range is $298,088 to $346,310. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 118 Prospect St, Troy, NH last sell?

118 Prospect St, Troy, NH last sold on Apr 23, 1998 for $75,000, according to the county's recorded deed.

How big is 118 Prospect St, Troy, NH?

118 Prospect St, Troy, NH has 3 bedrooms, 1.5 bathrooms, 1,396 square feet of living space and a 0.47-acre lot.

When was 118 Prospect St, Troy, NH built?

118 Prospect St, Troy, NH was built in 1971, making it 55 years old. It is a ranch home. The building has 1 story.

What schools serve 118 Prospect St, Troy, NH?

118 Prospect St, Troy, NH is assigned to Troy Elementary School (elementary), rated D+; Monadnock Regional Middle School (middle), rated D+; Monadnock Regional High School (high), rated B-. All sit in Monadnock Regional School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 118 Prospect St, Troy, NH compare to other homes in Troy 03465?

Among the 763 homes in Troy 03465, it is worth more than 43% of them ($322,199 against a typical $338,590), its price per square foot is higher than 78% of them ($231 against a typical $202), it is bigger than 32% of them (1,396 ft² against a typical 1,662 ft²), its lot is bigger than 24% of them (0.47 ac against a typical 1.48 ac) and it is newer than 56% of them (1971 against a typical 1966). Measured against all of Cheshire County, it is worth more than 25% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 118 Prospect St, Troy, NH?

The 2025 property tax bill for 118 Prospect St, Troy, NH was $5,148. The county assessed it at $239,000.

Closest homes

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Assigned schools

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