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Single Family ResidenceResidential
$715,676$279 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

118 RICHARDSVILLE RD

CARMEL, NY 10512
4
Beds
3 / 1
Baths
2,568 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.55 ac
Lot SizeThe size of the land the home sits on, from county records.
1976
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$716K
$647K low$785K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$13,192 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$520,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$69,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$450,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$520,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$520,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.41
16
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
22
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
57
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
97
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.2 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyPutnam
Lot (acres)The size of the land the home sits on, from county records.1.55
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 264 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Kent Elementary SchoolC-
Elementary · Grades KG–4 · 4.9 mi
H
Carmel High SchoolB+
High · Grades 9–12 · 4.9 mi
M
George Fischer Middle SchoolB-
Middle · Grades 5–8 · 5.8 mi

District: Carmel Central School District

Neighborhood · ZIP 10512These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.97
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.106
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.90

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.24,045
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.397 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$113,578
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$132,544
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

118 Richardsville Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 82% of homes in Carmel 10512
  • Costs less per square foot than 76% of homes in Putnam County
  • Bigger than 84% of homes in Carmel 10512
  • Has a bigger lot than 84% of homes in Carmel 10512
  • Newer than 65% of homes in Carmel 10512

What homes are worth in Carmel 10512

Each bar is how many homes fall in that price range. The marker is this home.

This home
$244K$1.1M

This home is worth more than 82% of homes in Carmel 10512.

How it measures up in Carmel 10512

The dot is this home. The mark in the middle is the typical home in Carmel 10512.

Estimated value$715,676
CheaperTypical $516,003Pricier

Pricier than 82% of homes nearby

Price per ft²$279
CheaperTypical $315Pricier

Pricier than 26% of homes nearby

Living area2,568 ft²
SmallerTypical 1,650 ft²Bigger

Bigger than 84% of homes nearby

Lot size1.55 ac
SmallerTypical 0.48 acBigger

Bigger than 84% of homes nearby

Year built1976
OlderTypical 1969Newer

Newer than 65% of homes nearby

How 118 Richardsville Rd ranks against every home in each area.
MeasureThis homeCarmel 10512Putnam County
Estimated valuepricier than$715,67682% of homes74% of homes
Price per ft²pricier than$27926% of homes24% of homes
Living areabigger than2,568 ft²84% of homes80% of homes
Lot sizebigger than1.55 ac84% of homes80% of homes
Year builtnewer than197665% of homes65% of homes

About 118 Richardsville Rd

How much is 118 Richardsville Rd, Carmel, NY worth?

The TopHap Estimate for 118 Richardsville Rd, Carmel, NY is $715,676 as of Sep 24, 2026. The likely range is $646,845 to $784,507. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 118 Richardsville Rd, Carmel, NY?

118 Richardsville Rd, Carmel, NY has 4 bedrooms, 3 bathrooms, 2,568 square feet of living space and a 1.55-acre lot.

When was 118 Richardsville Rd, Carmel, NY built?

118 Richardsville Rd, Carmel, NY was built in 1976, making it 50 years old. It is a colonial home. The building has 2 stories.

What schools serve 118 Richardsville Rd, Carmel, NY?

118 Richardsville Rd, Carmel, NY is assigned to Kent Elementary School (elementary), rated C-; Carmel High School (high), rated B+; George Fischer Middle School (middle), rated B-. All sit in Carmel Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 118 Richardsville Rd, Carmel, NY compare to other homes in Carmel 10512?

Among the 9,246 homes in Carmel 10512, it is worth more than 82% of them ($715,676 against a typical $516,003), its price per square foot is higher than 26% of them ($279 against a typical $315), it is bigger than 84% of them (2,568 ft² against a typical 1,650 ft²), its lot is bigger than 84% of them (1.55 ac against a typical 0.48 ac) and it is newer than 65% of them (1976 against a typical 1969). Measured against all of Putnam County, it is worth more than 74% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 118 Richardsville Rd, Carmel, NY?

The 2025 property tax bill for 118 Richardsville Rd, Carmel, NY was $13,192. The county assessed it at $520,000.

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