Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$267,878$138 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $116,000 on Dec 17, 2007

118 RUFFIN ST

COOLEEMEE, NC 27014
3
Beds
2
Baths
1,936 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.93 ac
Lot SizeThe size of the land the home sits on, from county records.
1953
Year BuiltThe year the home was originally built, according to county records.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$268K
$219K low$317K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$116,000 · Dec 17, 2007
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$62,713
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$50,170
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.76%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$160,765
NEWREZ LLC · recorded Jun 27, 2023
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$44,400
WACHOVIA BANK NA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,322 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$195,910 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$20,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$175,910
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$92,760
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$195,910

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
12
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
88
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
84
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
33
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyDavie
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1975
Lot (acres)The size of the land the home sits on, from county records.0.93
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 96 ft²Patio · 96 ft²Porch · 120 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cooleemee Elementary SchoolB+
Elementary · Grades PK–5 · 0.4 mi
H
Davie County Early College High SchoolA
High · Grades 9–12 · 3.8 mi
M
South Davie Middle SchoolD
Middle · Grades 6–8 · 4.9 mi

District: Davie County Schools

Neighborhood · ZIP 27014These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.151
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.61

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.4%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.323
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.551 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$55,954
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$66,094
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

118 Ruffin St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 96% of homes in Cooleemee 27014
  • Costs more per square foot than 89% of homes in Cooleemee 27014
  • Bigger than 94% of homes in Cooleemee 27014
  • Has a bigger lot than 92% of homes in Cooleemee 27014
  • Newer than 91% of homes in Cooleemee 27014

What homes are worth in Cooleemee 27014

Each bar is how many homes fall in that price range. The marker is this home.

This home
$45K$278K

This home is worth more than 96% of homes in Cooleemee 27014.

How it measures up in Cooleemee 27014

The dot is this home. The mark in the middle is the typical home in Cooleemee 27014.

Estimated value$267,878
CheaperTypical $108,624Pricier

Pricier than 96% of homes nearby

Price per ft²$138
CheaperTypical $89Pricier

Pricier than 89% of homes nearby

Living area1,936 ft²
SmallerTypical 1,148 ft²Bigger

Bigger than 94% of homes nearby

Lot size0.93 ac
SmallerTypical 0.23 acBigger

Bigger than 92% of homes nearby

Year built1953
OlderTypical 1920Newer

Newer than 91% of homes nearby

How 118 Ruffin St ranks against every home in each area.
MeasureThis homeCooleemee 27014Davie County
Estimated valuepricier than$267,87896% of homes49% of homes
Price per ft²pricier than$13889% of homes31% of homes
Living areabigger than1,936 ft²94% of homes63% of homes
Lot sizebigger than0.93 ac92% of homes50% of homes
Year builtnewer than195391% of homes16% of homes

About 118 Ruffin St

How much is 118 Ruffin St, Cooleemee, NC worth?

The TopHap Estimate for 118 Ruffin St, Cooleemee, NC is $267,878 as of Jul 14, 2026. The likely range is $218,822 to $316,934. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 118 Ruffin St, Cooleemee, NC last sell?

118 Ruffin St, Cooleemee, NC last sold on Dec 17, 2007 for $116,000, according to the county's recorded deed.

How big is 118 Ruffin St, Cooleemee, NC?

118 Ruffin St, Cooleemee, NC has 3 bedrooms, 2 bathrooms, 1,936 square feet of living space and a 0.93-acre lot.

When was 118 Ruffin St, Cooleemee, NC built?

118 Ruffin St, Cooleemee, NC was built in 1953, making it 73 years old. It is a ranch home.

What schools serve 118 Ruffin St, Cooleemee, NC?

118 Ruffin St, Cooleemee, NC is assigned to Cooleemee Elementary School (elementary), rated B+; Davie County Early College High School (high), rated A; South Davie Middle School (middle), rated D. All sit in Davie County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 118 Ruffin St, Cooleemee, NC compare to other homes in Cooleemee 27014?

Among the 251 homes in Cooleemee 27014, it is worth more than 96% of them ($267,878 against a typical $108,624), its price per square foot is higher than 89% of them ($138 against a typical $89), it is bigger than 94% of them (1,936 ft² against a typical 1,148 ft²), its lot is bigger than 92% of them (0.93 ac against a typical 0.23 ac) and it is newer than 91% of them (1953 against a typical 1920). Measured against all of Davie County, it is worth more than 49% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 118 Ruffin St, Cooleemee, NC?

The 2025 property tax bill for 118 Ruffin St, Cooleemee, NC was $2,322. The county assessed it at $195,910.

More homes on Ruffin St

Closest homes

More homes in Cooleemee 27014

Assigned schools

Explore the area

See this home in context

Open 118 Ruffin St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map