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Single Family ResidenceResidential
$196,293$98 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 47How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

118 W MAIN ST N

UTICA, MN 55979
0
Baths
1,998 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.26 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$196K
$92K low$300K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$504 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$54,500 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$11,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$43,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$46,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$54,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.6
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
19
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWINONA
Lot (acres)The size of the land the home sits on, from county records.0.26
ConstructionThe main material the home's frame and walls are built from.Steel Frame
HeatingThe type of heating system in the home.Space
GarageWhether the property has a garage, and details like whether it is attached to the home.Pole Building Garage
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
St. Charles Secondary SchoolA
Middle · Grades 7–12 · 4.9 mi
E
St. Charles Elementary SchoolB+
Elementary · Grades PK–6 · 5.3 mi

District: St. Charles Public School District

Neighborhood · ZIP 55979These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.85
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.10

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.2,190
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.36 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$87,659
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$100,200
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

118 W Main St N measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 76% of homes in Winona County
  • Costs less per square foot than 98% of homes in Winona County
  • Bigger than 82% of homes in Winona County
  • Has a smaller lot than 82% of homes in Utica 55979
  • Older than 78% of homes in Utica 55979

What homes are worth in Utica 55979

Each bar is how many homes fall in that price range. The marker is this home.

This home
$89K$618K

This home is worth more than 31% of homes in Utica 55979.

How it measures up in Utica 55979

The dot is this home. The mark in the middle is the typical home in Utica 55979.

Estimated value$196,293
CheaperTypical $256,733Pricier

Pricier than 31% of homes nearby

Price per ft²$98
CheaperTypical $165Pricier

Pricier than 8% of homes nearby

Living area1,998 ft²
SmallerTypical 1,497 ft²Bigger

Bigger than 79% of homes nearby

Lot size0.26 ac
SmallerTypical 1.75 acBigger

Bigger than 18% of homes nearby

Year built1900
OlderTypical 1973Newer

Newer than 22% of homes nearby

How 118 W Main St N ranks against every home in each area.
MeasureThis homeUtica 55979Winona County
Estimated valuepricier than$196,29331% of homes24% of homes
Price per ft²pricier than$988% of homes2% of homes
Living areabigger than1,998 ft²79% of homes82% of homes
Lot sizebigger than0.26 ac18% of homes53% of homes
Year builtnewer than190022% of homes26% of homes

About 118 W Main St N

How much is 118 W Main St N, Utica, MN worth?

The TopHap Estimate for 118 W Main St N, Utica, MN is $196,293 as of Sep 24, 2026. The likely range is $92,220 to $300,366. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 118 W Main St N, Utica, MN last sell?

118 W Main St N, Utica, MN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 118 W Main St N, Utica, MN?

118 W Main St N, Utica, MN has 1,998 square feet of living space and a 0.26-acre lot.

When was 118 W Main St N, Utica, MN built?

118 W Main St N, Utica, MN was built in 1900, making it 126 years old. The building has 1 story.

What schools serve 118 W Main St N, Utica, MN?

118 W Main St N, Utica, MN is assigned to St. Charles Secondary School (middle), rated A; St. Charles Elementary School (elementary), rated B+. All sit in St. Charles Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 118 W Main St N, Utica, MN compare to other homes in Utica 55979?

Among the 265 homes in Utica 55979, it is worth more than 31% of them ($196,293 against a typical $256,733), its price per square foot is higher than 8% of them ($98 against a typical $165), it is bigger than 79% of them (1,998 ft² against a typical 1,497 ft²), its lot is bigger than 18% of them (0.26 ac against a typical 1.75 ac) and it is newer than 22% of them (1900 against a typical 1973). Measured against all of Winona County, it is worth more than 24% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 118 W Main St N, Utica, MN?

The 2026 property tax bill for 118 W Main St N, Utica, MN was $504. The county assessed it at $54,500.

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