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Single Family ResidenceResidential
$157,071$112 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $132,800 on Sep 9, 2021

118 W OLIVER ST

ROSWELL, NM 88203
1
Baths
1,408 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.12 ac
Lot SizeThe size of the land the home sits on, from county records.
1950
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$157K
$148K low$166K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$132,800 · Sep 9, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$21,190
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$16,952
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.88%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$131,081
CMG MORTGAGE INC · recorded Sep 9, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$4,800
CMG MORTGAGE INC

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$822 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$31,426 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,933
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$29,493
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$30,511
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$94,278

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.32
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
42
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
76
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
12
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
29
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCHAVES
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1990
Lot (acres)The size of the land the home sits on, from county records.0.12
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 476 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Roswell High SchoolD+
High · Grades 9–12 · 0.4 mi
E
Valley View Elementary SchoolB+
Elementary · Grades PK–5 · 0.5 mi
M
Sierra Middle SchoolD+
Middle · Grades 6–8 · 2.0 mi

District: Roswell Independent Schools

Neighborhood · ZIP 88203These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.112
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.25

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.1%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.25%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.28,868
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.56 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$40,424
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$56,666
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.16 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.74%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

118 W Oliver St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a smaller lot than 93% of homes in Roswell 88203
  • Older than 83% of homes in Chaves County

What homes are worth in Roswell 88203

Each bar is how many homes fall in that price range. The marker is this home.

This home
$47K$425K

This home is worth more than 59% of homes in Roswell 88203.

How it measures up in Roswell 88203

The dot is this home. The mark in the middle is the typical home in Roswell 88203.

Estimated value$157,071
CheaperTypical $142,383Pricier

Pricier than 59% of homes nearby

Price per ft²$112
CheaperTypical $108Pricier

Pricier than 54% of homes nearby

Living area1,408 ft²
SmallerTypical 1,293 ft²Bigger

Bigger than 61% of homes nearby

Lot size0.12 ac
SmallerTypical 0.18 acBigger

Bigger than 7% of homes nearby

Year built1950
OlderTypical 1959Newer

Newer than 21% of homes nearby

How 118 W Oliver St ranks against every home in each area.
MeasureThis homeRoswell 88203Chaves County
Estimated valuepricier than$157,07159% of homes46% of homes
Price per ft²pricier than$11254% of homes43% of homes
Living areabigger than1,408 ft²61% of homes51% of homes
Lot sizebigger than0.12 ac7% of homes9% of homes
Year builtnewer than195021% of homes17% of homes

About 118 W Oliver St

How much is 118 W Oliver St, Roswell, NM worth?

The TopHap Estimate for 118 W Oliver St, Roswell, NM is $157,071 as of Jul 14, 2026. The likely range is $148,378 to $165,764. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 118 W Oliver St, Roswell, NM last sell?

118 W Oliver St, Roswell, NM last sold on Sep 9, 2021 for $132,800, according to the county's recorded deed.

How big is 118 W Oliver St, Roswell, NM?

118 W Oliver St, Roswell, NM has 1 bathrooms, 1,408 square feet of living space and a 0.12-acre lot.

When was 118 W Oliver St, Roswell, NM built?

118 W Oliver St, Roswell, NM was built in 1950, making it 76 years old. The building has 1 story.

What schools serve 118 W Oliver St, Roswell, NM?

118 W Oliver St, Roswell, NM is assigned to Roswell High School (high), rated D+; Valley View Elementary School (elementary), rated B+; Sierra Middle School (middle), rated D+. All sit in Roswell Independent Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 118 W Oliver St, Roswell, NM compare to other homes in Roswell 88203?

Among the 10,965 homes in Roswell 88203, it is worth more than 59% of them ($157,071 against a typical $142,383), its price per square foot is higher than 54% of them ($112 against a typical $108), it is bigger than 61% of them (1,408 ft² against a typical 1,293 ft²), its lot is bigger than 7% of them (0.12 ac against a typical 0.18 ac) and it is newer than 21% of them (1950 against a typical 1959). Measured against all of Chaves County, it is worth more than 46% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 118 W Oliver St, Roswell, NM?

The 2026 property tax bill for 118 W Oliver St, Roswell, NM was $822. The county assessed it at $31,426.

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