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Single Family ResidenceResidential
$737,647$416 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026
Last sold for $621,000 on Sep 22, 2021

11809 RIVERSHORE DR

DUNKIRK, MD 20754
3 / 1
Baths
1,775 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.47 ac
Lot SizeThe size of the land the home sits on, from county records.
1976
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$738K
$686K low$789K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$621,000 · Sep 22, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$137,963
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$110,370
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.81%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$599,684
VELLUM MORTGAGE LLC · recorded Sep 22, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,501 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$601,200 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$587,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$628,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
27
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
78
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
79
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
52
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCALVERT
Lot (acres)The size of the land the home sits on, from county records.0.47
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 196 ft²Porch · 156 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(2)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Mount Harmony Elementary SchoolA
Elementary · Grades PK–5 · 3.8 mi
M
Northern Middle SchoolA-
Middle · Grades 6–8 · 4.1 mi
H
Northern High SchoolA
High · Grades 9–12 · 4.2 mi

District: Calvert County Public Schools

Neighborhood · ZIP 20754These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.36
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.34

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.1.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.6,756
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.375 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$165,465
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$181,885
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

11809 Rivershore Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 88% of homes in Calvert County
  • Costs more per square foot than 96% of homes in Dunkirk 20754
  • Smaller than 70% of homes in Dunkirk 20754
  • Has a smaller lot than 91% of homes in Dunkirk 20754
  • Older than 77% of homes in Calvert County

What homes are worth in Dunkirk 20754

Each bar is how many homes fall in that price range. The marker is this home.

This home
$330K$1.3M

This home is worth more than 73% of homes in Dunkirk 20754.

How it measures up in Dunkirk 20754

The dot is this home. The mark in the middle is the typical home in Dunkirk 20754.

Estimated value$737,647
CheaperTypical $613,475Pricier

Pricier than 73% of homes nearby

Price per ft²$416
CheaperTypical $277Pricier

Pricier than 96% of homes nearby

Living area1,775 ft²
SmallerTypical 2,248 ft²Bigger

Bigger than 30% of homes nearby

Lot size0.47 ac
SmallerTypical 1.19 acBigger

Bigger than 9% of homes nearby

Year built1976
OlderTypical 1986Newer

Newer than 28% of homes nearby

How 11809 Rivershore Dr ranks against every home in each area.
MeasureThis homeDunkirk 20754Calvert County
Estimated valuepricier than$737,64773% of homes88% of homes
Price per ft²pricier than$41696% of homes95% of homes
Living areabigger than1,775 ft²30% of homes50% of homes
Lot sizebigger than0.47 ac9% of homes40% of homes
Year builtnewer than197628% of homes23% of homes

About 11809 Rivershore Dr

How much is 11809 Rivershore Dr, Dunkirk, MD worth?

The TopHap Estimate for 11809 Rivershore Dr, Dunkirk, MD is $737,647 as of Jun 23, 2026. The likely range is $686,011 to $789,282. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 11809 Rivershore Dr, Dunkirk, MD last sell?

11809 Rivershore Dr, Dunkirk, MD last sold on Sep 22, 2021 for $621,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 11809 Rivershore Dr, Dunkirk, MD?

11809 Rivershore Dr, Dunkirk, MD has 3 bathrooms, 1,775 square feet of living space and a 0.47-acre lot.

When was 11809 Rivershore Dr, Dunkirk, MD built?

11809 Rivershore Dr, Dunkirk, MD was built in 1976, making it 50 years old. The building has 1 story.

What schools serve 11809 Rivershore Dr, Dunkirk, MD?

11809 Rivershore Dr, Dunkirk, MD is assigned to Mount Harmony Elementary School (elementary), rated A; Northern Middle School (middle), rated A-; Northern High School (high), rated A. All sit in Calvert County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 11809 Rivershore Dr, Dunkirk, MD compare to other homes in Dunkirk 20754?

Among the 2,397 homes in Dunkirk 20754, it is worth more than 73% of them ($737,647 against a typical $613,475), its price per square foot is higher than 96% of them ($416 against a typical $277), it is bigger than 30% of them (1,775 ft² against a typical 2,248 ft²), its lot is bigger than 9% of them (0.47 ac against a typical 1.19 ac) and it is newer than 28% of them (1976 against a typical 1986). Measured against all of Calvert County, it is worth more than 88% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 11809 Rivershore Dr, Dunkirk, MD?

The 2025 property tax bill for 11809 Rivershore Dr, Dunkirk, MD was $6,501. The county assessed it at $601,200.

Closest homes

More homes in Dunkirk 20754

Assigned schools

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