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Rural ResidenceResidential
$281,513$145 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

11818 STATE ROUTE 38

CATO, NY 13033
3
Beds
2
Baths
1,940 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
87.64 ac
Lot SizeThe size of the land the home sits on, from county records.
2008
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$282K
$253K low$310K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,104 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$261,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$73,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$188,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$261,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$401,692

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.128 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Tlog Home
CountyCayuga
Lot (acres)The size of the land the home sits on, from county records.87.64
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
HeatingThe type of heating system in the home.Forced Air
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 480 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Red Creek High SchoolC-
High · Grades 9–12 · 4.8 mi
M
Red Creek Middle SchoolB-
Middle · Grades 6–8 · 4.8 mi
E
Margaret W Cuyler Elementary SchoolB-
Elementary · Grades PK–5 · 4.9 mi

District: Red Creek Central School District

Neighborhood · ZIP 13033These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.82
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.44

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.3,626
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.57 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,893
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$92,478
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

11818 State Route 38 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 76% of homes in Cato 13033
  • Costs more per square foot than 67% of homes in Cato 13033
  • Bigger than 74% of homes in Cato 13033
  • Among the largest lots in Cayuga County
  • Newer than 95% of homes in Cayuga County

What homes are worth in Cato 13033

Each bar is how many homes fall in that price range. The marker is this home.

This home
$74K$500K

This home is worth more than 76% of homes in Cato 13033.

How it measures up in Cato 13033

The dot is this home. The mark in the middle is the typical home in Cato 13033.

Estimated value$281,513
CheaperTypical $194,120Pricier

Pricier than 76% of homes nearby

Price per ft²$145
CheaperTypical $122Pricier

Pricier than 67% of homes nearby

Living area1,940 ft²
SmallerTypical 1,566 ft²Bigger

Bigger than 74% of homes nearby

Lot size87.64 ac
SmallerTypical 2.4 acBigger

Bigger than 97% of homes nearby

Year built2008
OlderTypical 1973Newer

Newer than 94% of homes nearby

How 11818 State Route 38 ranks against every home in each area.
MeasureThis homeCato 13033Cayuga County
Estimated valuepricier than$281,51376% of homes74% of homes
Price per ft²pricier than$14567% of homes59% of homes
Living areabigger than1,940 ft²74% of homes71% of homes
Lot sizebigger than87.64 ac97% of homesalmost all homes
Year builtnewer than200894% of homes95% of homes

About 11818 State Route 38

How much is 11818 State Route 38, Cato, NY worth?

The TopHap Estimate for 11818 State Route 38, Cato, NY is $281,513 as of Aug 30, 2026. The likely range is $252,609 to $310,417. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 11818 State Route 38, Cato, NY last sell?

11818 State Route 38, Cato, NY last sold on Dec 2, 2009, according to the county's recorded deed.

How big is 11818 State Route 38, Cato, NY?

11818 State Route 38, Cato, NY has 3 bedrooms, 2 bathrooms, 1,940 square feet of living space and a 87.64-acre lot.

When was 11818 State Route 38, Cato, NY built?

11818 State Route 38, Cato, NY was built in 2008, making it 18 years old. It is a tlog home home. The building has 1 story.

What schools serve 11818 State Route 38, Cato, NY?

11818 State Route 38, Cato, NY is assigned to Red Creek High School (high), rated C-; Red Creek Middle School (middle), rated B-; Margaret W Cuyler Elementary School (elementary), rated B-. All sit in Red Creek Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 11818 State Route 38, Cato, NY compare to other homes in Cato 13033?

Among the 1,562 homes in Cato 13033, it is worth more than 76% of them ($281,513 against a typical $194,120), its price per square foot is higher than 67% of them ($145 against a typical $122), it is bigger than 74% of them (1,940 ft² against a typical 1,566 ft²), its lot is bigger than 97% of them (87.64 ac against a typical 2.4 ac) and it is newer than 94% of them (2008 against a typical 1973). Measured against all of Cayuga County, it is worth more than 74% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 11818 State Route 38, Cato, NY?

The 2025 property tax bill for 11818 State Route 38, Cato, NY was $4,104. The county assessed it at $261,100.

More homes on State Route 38

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