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Rural ResidenceResidential
$114,366$154 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

1190 CHIP RD

KAWKAWLIN, MI 48631
1
Baths
742 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.66 ac
Lot SizeThe size of the land the home sits on, from county records.
1940
Year BuiltThe year the home was originally built, according to county records.

Valuation

$114K
$109K low$120K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,251 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$33,600 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$30,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$67,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.30
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
55
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
62
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
26
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyBAY
Lot (acres)The size of the land the home sits on, from county records.0.66
HeatingThe type of heating system in the home.Floor/Wall Furnace
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
McAlear-Sawden Elementary SchoolB+
Elementary · Grades KG–5 · 3.8 mi
H
Bay City Western High SchoolB-
High · Grades 9–12 · 4.7 mi
M
Western Middle SchoolB+
Middle · Grades 6–8 · 4.7 mi

District: Bay City School District

Neighborhood · ZIP 48631These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.76
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.17

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.4,269
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.123 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$79,064
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$100,680
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1190 Chip Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 91% of homes in Kawkawlin 48631
  • Costs more per square foot than 77% of homes in Bay County
  • Smaller than 98% of homes in Kawkawlin 48631
  • Has a smaller lot than 71% of homes in Kawkawlin 48631
  • Older than 87% of homes in Kawkawlin 48631

What homes are worth in Kawkawlin 48631

Each bar is how many homes fall in that price range. The marker is this home.

This home
$77K$524K

This home is worth more than 9% of homes in Kawkawlin 48631.

How it measures up in Kawkawlin 48631

The dot is this home. The mark in the middle is the typical home in Kawkawlin 48631.

Estimated value$114,366
CheaperTypical $221,826Pricier

Pricier than 9% of homes nearby

Price per ft²$154
CheaperTypical $146Pricier

Pricier than 59% of homes nearby

Living area742 ft²
SmallerTypical 1,560 ft²Bigger

Bigger than 2% of homes nearby

Lot size0.66 ac
SmallerTypical 1.03 acBigger

Bigger than 29% of homes nearby

Year built1940
OlderTypical 1975Newer

Newer than 13% of homes nearby

How 1190 Chip Rd ranks against every home in each area.
MeasureThis homeKawkawlin 48631Bay County
Estimated valuepricier than$114,3669% of homes27% of homes
Price per ft²pricier than$15459% of homes77% of homes
Living areabigger than742 ft²2% of homes2% of homes
Lot sizebigger than0.66 ac29% of homes67% of homes
Year builtnewer than194013% of homes33% of homes

About 1190 Chip Rd

How much is 1190 Chip Rd, Kawkawlin, MI worth?

The TopHap Estimate for 1190 Chip Rd, Kawkawlin, MI is $114,366 as of Aug 30, 2026. The likely range is $109,026 to $119,706. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1190 Chip Rd, Kawkawlin, MI last sell?

1190 Chip Rd, Kawkawlin, MI last sold on Jan 25, 2011, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 1190 Chip Rd, Kawkawlin, MI?

1190 Chip Rd, Kawkawlin, MI has 1 bathrooms, 742 square feet of living space and a 0.66-acre lot.

When was 1190 Chip Rd, Kawkawlin, MI built?

1190 Chip Rd, Kawkawlin, MI was built in 1940, making it 86 years old. It is a ranch home.

What schools serve 1190 Chip Rd, Kawkawlin, MI?

1190 Chip Rd, Kawkawlin, MI is assigned to McAlear-Sawden Elementary School (elementary), rated B+; Bay City Western High School (high), rated B-; Western Middle School (middle), rated B+. All sit in Bay City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1190 Chip Rd, Kawkawlin, MI compare to other homes in Kawkawlin 48631?

Among the 1,801 homes in Kawkawlin 48631, it is worth more than 9% of them ($114,366 against a typical $221,826), its price per square foot is higher than 59% of them ($154 against a typical $146), it is bigger than 2% of them (742 ft² against a typical 1,560 ft²), its lot is bigger than 29% of them (0.66 ac against a typical 1.03 ac) and it is newer than 13% of them (1940 against a typical 1975). Measured against all of Bay County, it is worth more than 27% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1190 Chip Rd, Kawkawlin, MI?

The 2026 property tax bill for 1190 Chip Rd, Kawkawlin, MI was $1,251. The county assessed it at $33,600.

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