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Single Family ResidenceResidential
$331,586$214 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $271,429 on Jul 10, 2026

1190 INDEPENDENCE RD

COLDWATER, MS 38618
3
Beds
0
Baths
1,548 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
9.5 ac
Lot SizeThe size of the land the home sits on, from county records.
1964
Year BuiltThe year the home was originally built, according to county records.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$332K
$307K low$356K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$271,429 · Jul 10, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$926 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$10,016 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,250
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$6,766
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$8,141
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$100,163

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.53
29
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
42
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
92
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
89
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
16
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.5 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyTATE
Lot (acres)The size of the land the home sits on, from county records.9.50
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 156 ft²Shed · 220 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Independence High SchoolD-
Middle · Grades 7–12 · 2.8 mi
E
East Tate Elementary SchoolC
Elementary · Grades KG–6 · 3.5 mi

District: Tate County School District

Neighborhood · ZIP 38618These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.110
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.155
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.141

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.9%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.11,123
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.57 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$60,402
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,534
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1190 Independence Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 74% of homes in Tate County
  • Costs more per square foot than 95% of homes in Tate County
  • Has a bigger lot than 80% of homes in Tate County
  • Older than 83% of homes in Tate County

What homes are worth in Coldwater 38618

Each bar is how many homes fall in that price range. The marker is this home.

This home
$78K$630K

This home is worth more than 68% of homes in Coldwater 38618.

How it measures up in Coldwater 38618

The dot is this home. The mark in the middle is the typical home in Coldwater 38618.

Estimated value$331,586
CheaperTypical $251,331Pricier

Pricier than 68% of homes nearby

Price per ft²$214
CheaperTypical $142Pricier

Pricier than 94% of homes nearby

Living area1,548 ft²
SmallerTypical 1,703 ft²Bigger

Bigger than 42% of homes nearby

Lot size9.5 ac
SmallerTypical 3.1 acBigger

Bigger than 79% of homes nearby

Year built1964
OlderTypical 1989Newer

Newer than 18% of homes nearby

How 1190 Independence Rd ranks against every home in each area.
MeasureThis homeColdwater 38618Tate County
Estimated valuepricier than$331,58668% of homes74% of homes
Price per ft²pricier than$21494% of homes95% of homes
Living areabigger than1,548 ft²42% of homes38% of homes
Lot sizebigger than9.5 ac79% of homes80% of homes
Year builtnewer than196418% of homes17% of homes

About 1190 Independence Rd

How much is 1190 Independence Rd, Coldwater, MS worth?

The TopHap Estimate for 1190 Independence Rd, Coldwater, MS is $331,586 as of Sep 24, 2026. The likely range is $307,154 to $356,018. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1190 Independence Rd, Coldwater, MS last sell?

1190 Independence Rd, Coldwater, MS last sold on Jul 10, 2026 for $271,429, according to the county's recorded deed.

How big is 1190 Independence Rd, Coldwater, MS?

1190 Independence Rd, Coldwater, MS has 3 bedrooms, 1,548 square feet of living space and a 9.50-acre lot.

When was 1190 Independence Rd, Coldwater, MS built?

1190 Independence Rd, Coldwater, MS was built in 1964, making it 62 years old.

What schools serve 1190 Independence Rd, Coldwater, MS?

1190 Independence Rd, Coldwater, MS is assigned to Independence High School (middle), rated D-; East Tate Elementary School (elementary), rated C. All sit in Tate County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1190 Independence Rd, Coldwater, MS compare to other homes in Coldwater 38618?

Among the 4,744 homes in Coldwater 38618, it is worth more than 68% of them ($331,586 against a typical $251,331), its price per square foot is higher than 94% of them ($214 against a typical $142), it is bigger than 42% of them (1,548 ft² against a typical 1,703 ft²), its lot is bigger than 79% of them (9.5 ac against a typical 3.1 ac) and it is newer than 18% of them (1964 against a typical 1989). Measured against all of Tate County, it is worth more than 74% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1190 Independence Rd, Coldwater, MS?

The 2025 property tax bill for 1190 Independence Rd, Coldwater, MS was $926. The county assessed it at $10,016.

More homes on Independence Rd

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Assigned schools

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