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Single Family ResidenceResidential
$349,741$171 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

11940 W RIVER LANE RD

OAK HARBOR, OH 43449
3
Beds
2.5
Baths
2,048 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.19 ac
Lot SizeThe size of the land the home sits on, from county records.
1974
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
5
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$350K
$311K low$388K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,564 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$88,432 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$24,420
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$64,012
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$88,432
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$252,660

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.78 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountyOTTAWA
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2012
Lot (acres)The size of the land the home sits on, from county records.1.19
HeatingThe type of heating system in the home.Gas
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 480 ft²Shed · 168 ft²Patio · 84 ft²Porch · 410 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Oak Harbor High SchoolA-
Middle · Grades 7–12 · 0.8 mi
E
R C Waters Elementary SchoolA-
Elementary · Grades KG–3 · 1.3 mi

District: Benton-Carroll-Salem Local School District

Neighborhood · ZIP 43449These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.91
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.134
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.42

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.82%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.8,507
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.95 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,110
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$97,304
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

11940 W River Lane Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 87% of homes in Oak Harbor 43449
  • Bigger than 81% of homes in Oak Harbor 43449
  • Has a bigger lot than 83% of homes in Ottawa County

What homes are worth in Oak Harbor 43449

Each bar is how many homes fall in that price range. The marker is this home.

This home
$71K$515K

This home is worth more than 87% of homes in Oak Harbor 43449.

How it measures up in Oak Harbor 43449

The dot is this home. The mark in the middle is the typical home in Oak Harbor 43449.

Estimated value$349,741
CheaperTypical $197,605Pricier

Pricier than 87% of homes nearby

Price per ft²$171
CheaperTypical $145Pricier

Pricier than 62% of homes nearby

Living area2,048 ft²
SmallerTypical 1,472 ft²Bigger

Bigger than 81% of homes nearby

Lot size1.19 ac
SmallerTypical 0.53 acBigger

Bigger than 70% of homes nearby

Year built1974
OlderTypical 1964Newer

Newer than 57% of homes nearby

How 11940 W River Lane Rd ranks against every home in each area.
MeasureThis homeOak Harbor 43449Ottawa County
Estimated valuepricier than$349,74187% of homes65% of homes
Price per ft²pricier than$17162% of homes40% of homes
Living areabigger than2,048 ft²81% of homes78% of homes
Lot sizebigger than1.19 ac70% of homes83% of homes
Year builtnewer than197457% of homes54% of homes

About 11940 W River Lane Rd

How much is 11940 W River Lane Rd, Oak Harbor, OH worth?

The TopHap Estimate for 11940 W River Lane Rd, Oak Harbor, OH is $349,741 as of Oct 21, 2026. The likely range is $311,395 to $388,087. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 11940 W River Lane Rd, Oak Harbor, OH last sell?

11940 W River Lane Rd, Oak Harbor, OH last sold on Apr 21, 1994, according to the county's recorded deed.

How big is 11940 W River Lane Rd, Oak Harbor, OH?

11940 W River Lane Rd, Oak Harbor, OH has 3 bedrooms, 2.5 bathrooms, 2,048 square feet of living space and a 1.19-acre lot.

When was 11940 W River Lane Rd, Oak Harbor, OH built?

11940 W River Lane Rd, Oak Harbor, OH was built in 1974, making it 52 years old. It is a split level home. The building has 2 stories.

What schools serve 11940 W River Lane Rd, Oak Harbor, OH?

11940 W River Lane Rd, Oak Harbor, OH is assigned to Oak Harbor High School (middle), rated A-; R C Waters Elementary School (elementary), rated A-. All sit in Benton-Carroll-Salem Local School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 11940 W River Lane Rd, Oak Harbor, OH compare to other homes in Oak Harbor 43449?

Among the 4,350 homes in Oak Harbor 43449, it is worth more than 87% of them ($349,741 against a typical $197,605), its price per square foot is higher than 62% of them ($171 against a typical $145), it is bigger than 81% of them (2,048 ft² against a typical 1,472 ft²), its lot is bigger than 70% of them (1.19 ac against a typical 0.53 ac) and it is newer than 57% of them (1974 against a typical 1964). Measured against all of Ottawa County, it is worth more than 65% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 11940 W River Lane Rd, Oak Harbor, OH?

The 2025 property tax bill for 11940 W River Lane Rd, Oak Harbor, OH was $3,564. The county assessed it at $88,432.

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